# FSB Marcus Mobile Banking vs ZYNLO

The clearest difference is review sentiment: FSB Marcus Mobile Banking at 100% against ZYNLO's 51%. FSB Marcus Mobile Banking also leads on rating (4.9 vs 4.2). ZYNLO's advantage is update cadence (every 5 weeks vs every 6 months) and monetization model (free vs ad-supported). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

FSB Marcus Mobile Banking holds the better App Store score, 4.9 against 4.2. Both are backed by a comparable volume of ratings — 36 and 150 respectively. Written reviews point the same way: 100% of FSB Marcus Mobile Banking's written reviews are positive against 51% of ZYNLO's.

FSB Marcus Mobile Banking ships an update every 6 months, ZYNLO every 5 weeks. Both last shipped on November 3, 2026.

## The numbers

| Metric | FSB Marcus Mobile Banking | ZYNLO |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (36 ratings)](https://appshunter.io/ios/app/fsb-marcus-mobile-banking/id1487652727/reviews)** | [4.2 (150 ratings)](https://appshunter.io/ios/app/zynlo/id1490723885/reviews) |
| Number of ratings | 36 | **150** |
| Positive reviews | **100.0% of reviews** | 51.4% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 months | **Every 5 weeks** |
| Monetization | Ad-supported | **Free** |
| Size | 156 MB | 138 MB |
| Requires iOS | **15.0** | 16.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Farmers State Bank Marcus](https://appshunter.io/developer/1487652726) | [PeoplesBank](https://appshunter.io/developer/341442379) |

## What reviewers say

### FSB Marcus Mobile Banking

[App page](https://appshunter.io/ios/app/fsb-marcus-mobile-banking/id1487652727)

Manage your finances conveniently from your mobile device. Access account balances, view transactions, make transfers, and deposit checks using your existing online banking credentials.

**Highlights:** Check account balances, View transaction history, Make account transfers, Deposit checks remotely, Secure online banking login

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### ZYNLO

[App page](https://appshunter.io/ios/app/zynlo/id1490723885)

This financial app offers high-yield accounts, early payday access, and digital tools to help users save and earn more. It features no monthly fees and rewards for banking, aiming to simplify financial management.

**Highlights:** High-yield checking, savings, and CDs, ZYNG Round-Up rewards, Early Payday access, No monthly account fees, Secure digital banking tools, FDIC Insured

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💰 Great interest rates on savings/money market accounts
- 👍 Easy to use app interface
- 💡 Innovative savings features (round-ups, goals, matching)
- 🚀 Smooth money transfers
- ✅ No monthly fees

**What reviewers complain about**

- ❌ Account closures without explanation
- 😠 Money held or not refunded after account closure
- 🚫 App login issues (frozen, forbidden, no user found)
- 👎 Poor customer service (unresponsive, no callbacks)
- 🐛 App crashes and sluggishness

**Reported bugs**

- App crashes frequently
- App is sluggish at times
- Login screen freezes
- App shows 'Forbidden' error
- No user found error upon login

**Requested features**

- Improve app fluency and streamline interface
- Fix occasional app crashes and sluggishness
- Make app more modern with only essential features
- Add chat support option
- Implement Zelle support


## Frequently asked questions

### Is FSB Marcus Mobile Banking free?

FSB Marcus Mobile Banking is free to download, with no in-app purchases.

### Is ZYNLO free?

ZYNLO is free to download, with no in-app purchases.

### Which has better reviews, FSB Marcus Mobile Banking or ZYNLO?

FSB Marcus Mobile Banking is rated higher. FSB Marcus Mobile Banking averages 4.9 out of 5 from 36 ratings, while ZYNLO averages 4.2 from 150 ratings.

### Do FSB Marcus Mobile Banking or ZYNLO have ads?

Neither FSB Marcus Mobile Banking nor ZYNLO shows ads.

### Which is updated more often, FSB Marcus Mobile Banking or ZYNLO?

FSB Marcus Mobile Banking ships an update every 6 months, and ZYNLO every 5 weeks. Most recently, FSB Marcus Mobile Banking was updated on November 3, 2026 and ZYNLO on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*