# iWallet vs Element Pay

iWallet and Element Pay both sit at 4.8 stars, but that hides the real split: 100% of Element Pay's written reviews are positive against 73% of iWallet's. iWallet's advantage is ratings volume (917 vs 21) and update cadence (weekly vs every 3 weeks). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for iWallet against 4.8 for Element Pay. That said, the two scores are not equally well evidenced: iWallet has 917 ratings behind it against 21, so its average is the more settled of the two. Written reviews are what separate them: 73% of iWallet's written reviews are positive against 100% of Element Pay's.

iWallet ships an update weekly, Element Pay every 3 weeks. The most recent releases landed on October 20, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | iWallet | Element Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (917 ratings)](https://appshunter.io/ios/app/iwallet/id1488129902/reviews) | [4.8 (21 ratings)](https://appshunter.io/ios/app/element-pay/id1584632482/reviews) |
| Number of ratings | **917** | 21 |
| Positive reviews | 72.7% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Weekly** | Every 3 weeks |
| Monetization | Free | Free |
| Size | 157 MB | 151 MB |
| Requires iOS | **15.6** | 16.2 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 12+ | 4+ |
| Developer | [iWallet, Inc](https://appshunter.io/developer/1479503891) | [Car IQ Inc.](https://appshunter.io/developer/1547660220) |

## What reviewers say

### iWallet

[App page](https://appshunter.io/ios/app/iwallet/id1488129902)

This app allows users to process credit card payments and deposit checks directly from their smartphone or tablet. It eliminates banking fees and paper check handling costs, offering secure contactless payment options and built-in tipping features. Funds are transferred to your bank account within a few business days.

**Highlights:** Mobile check deposits, Contactless payments (Tap to Pay), Reputation management, Tipping feature, Unlimited sub accounts, Fraud detection

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### Element Pay

[App page](https://appshunter.io/ios/app/element-pay/id1584632482)

This app simplifies fuel management for corporate fleets by enabling cardless and contactless payments directly from vehicles at the pump. It leverages vehicle authentication technology for a seamless and secure transaction process.

**Highlights:** Cardless fuel payments, Contactless transactions, Vehicle authentication, Fleet fuel spend management, Direct pump integration

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is iWallet free?

iWallet is free to download, with no in-app purchases.

### Is Element Pay free?

Element Pay is free to download, with no in-app purchases.

### Which has better reviews, iWallet or Element Pay?

iWallet and Element Pay are both rated 4.8 out of 5 on the App Store, from 917 and 21 ratings respectively.

### Do iWallet or Element Pay have ads?

Neither iWallet nor Element Pay shows ads.

### Which is updated more often, iWallet or Element Pay?

iWallet ships an update weekly, and Element Pay every 3 weeks. Most recently, iWallet was updated on October 20, 2026 and Element Pay on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*