# iWallet vs RMOUS

The clearest difference is update cadence: iWallet at weekly against RMOUS's every 7 months. iWallet also leads on ratings volume (922 vs 2) and monetization model (free vs ad-supported). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

RMOUS holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: iWallet has 922 ratings behind it against 2, so its average is the more settled of the two.

iWallet ships an update weekly, RMOUS every 7 months. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | iWallet | RMOUS |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (922 ratings)](https://appshunter.io/ios/app/iwallet/id1488129902/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/rmous/id6749335795/reviews)** |
| Number of ratings | **922** | 2 |
| Positive reviews | 72.7% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Weekly** | Every 7 months |
| Monetization | **Free** | Ad-supported |
| Size | 157 MB | 7 MB |
| Requires iOS | **15.6** | 17.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, Apple Watch |
| Age rating | 12+ | 17+ |
| Developer | [iWallet, Inc](https://appshunter.io/developer/1479503891) | [RMO](https://appshunter.io/developer/1830065914) |

## What reviewers say

### iWallet

[App page](https://appshunter.io/ios/app/iwallet/id1488129902)

This app allows users to process credit card payments and deposit checks directly from their smartphone or tablet. It eliminates banking fees and paper check handling costs, offering secure contactless payment options and built-in tipping features. Funds are transferred to your bank account within a few business days.

**Highlights:** Mobile check deposits, Contactless payments (Tap to Pay), Reputation management, Tipping feature, Unlimited sub accounts, Fraud detection

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### RMOUS

[App page](https://appshunter.io/ios/app/rmous/id6749335795)

Manage your RMO membership, financial accounts, and payments securely in one place. Features include mobile check deposit, bill pay, and a virtual assistant for personalized support and insights.

**Highlights:** Account management and activity viewing, Secure RMOPay® transfers and bill payments, Mobile check deposit with instant confirmation, Virtual assistant for transactions and insights, Face ID/Touch ID login and fraud alerts

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is iWallet free?

iWallet is free to download, with no in-app purchases.

### Is RMOUS free?

RMOUS is free to download, with no in-app purchases.

### Which has better reviews, iWallet or RMOUS?

RMOUS is rated higher. iWallet averages 4.8 out of 5 from 922 ratings, while RMOUS averages 5.0 from 2 ratings.

### Do iWallet or RMOUS have ads?

Neither iWallet nor RMOUS shows ads.

### Which is updated more often, iWallet or RMOUS?

iWallet ships an update weekly, and RMOUS every 7 months. Most recently, iWallet was updated on October 25, 2026 and RMOUS on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*