# Panda Bank vs 太平洋Pay

The clearest difference is rating: 太平洋Pay at 5.0 against Panda Bank's 4.3. On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

太平洋Pay holds the better App Store score, 5.0 against 4.3. Both are backed by a comparable volume of ratings — 4 and 2 respectively.

Panda Bank ships an update weekly, 太平洋Pay every 2 weeks. The most recent releases landed on October 26, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Panda Bank | 太平洋Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.3 (4 ratings)](https://appshunter.io/ios/app/panda-bank/id1488210358/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/pay/id1578808561/reviews)** |
| Number of ratings | **4** | 2 |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Weekly** | Every 2 weeks |
| Monetization | Free | Free |
| Size | 67 MB | 43 MB |
| Requires iOS | **14.0** | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 12+ | 17+ |
| Developer | [panda commercial bank plc](https://appshunter.io/developer/1488210357) | [SINGAPORE PACIFIC REAL-TIME PE CO., LTD.](https://appshunter.io/developer/1578808563) |

## What reviewers say

### Panda Bank

[App page](https://appshunter.io/ios/app/panda-bank/id1488210358)

This app offers a convenient and fast mobile banking experience, integrating various financial services. It aims to provide customers with a new way to manage their finances on the go.

**Highlights:** Integrated financial services, Mobile banking convenience, Fast transaction processing, Freedom and trend in finance, New mobile finance experience

**In-app purchases:** none


### 太平洋Pay

[App page](https://appshunter.io/ios/app/pay/id1578808561)

Send money globally and apply for a Mastercard with this secure and convenient financial service. Enjoy fast transfers, competitive exchange rates, and a wide range of payment options for online and offline purchases.

**Highlights:** Global money transfers, Mastercard application, Fast transfer speeds, Competitive exchange rates, Multi-currency accounts, Online and offline payments

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Panda Bank free?

Panda Bank is free to download, with no in-app purchases.

### Is 太平洋Pay free?

太平洋Pay is free to download, with no in-app purchases.

### Which has better reviews, Panda Bank or 太平洋Pay?

太平洋Pay is rated higher. Panda Bank averages 4.3 out of 5 from 4 ratings, while 太平洋Pay averages 5.0 from 2 ratings.

### Do Panda Bank or 太平洋Pay have ads?

Neither Panda Bank nor 太平洋Pay shows ads.

### Which is updated more often, Panda Bank or 太平洋Pay?

Panda Bank ships an update weekly, and 太平洋Pay every 2 weeks. Most recently, Panda Bank was updated on October 26, 2026 and 太平洋Pay on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*