# THPro vs Swirepay

The clearest difference is rating: THPro at 5.0 against Swirepay's 4.7. THPro also leads on iOS requirement (13.0 vs 15.6). Swirepay's advantage is ratings volume (3 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

THPro holds the better App Store score, 5.0 against 4.7. Both are backed by a comparable volume of ratings — 1 and 3 respectively.

THPro ships an update every 6 weeks, Swirepay every 3 weeks. The most recent releases landed on October 15, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | THPro | Swirepay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/thpro-credit-card-processing/id1488218164/reviews)** | [4.7 (3 ratings)](https://appshunter.io/ios/app/swirepay/id1637926002/reviews) |
| Number of ratings | 1 | **3** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 46 MB | 126 MB |
| Requires iOS | **13.0** | 15.6 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [TotalHousehold Inc](https://appshunter.io/developer/1488218163) | [Swirepay Inc.](https://appshunter.io/developer/1619088455) |

## What reviewers say

### THPro

[App page](https://appshunter.io/ios/app/thpro-credit-card-processing/id1488218164)

This app allows contractors in the US to process credit card and ACH payments for services on the go. It supports transactions, refunds, and provides a history of all activity. A Bluetooth card reader is also available.

**Highlights:** Credit card transactions, ACH/checking account transactions, Refund processing, Transaction history, Mobile payment acceptance, Bluetooth card reader compatibility

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


### Swirepay

[App page](https://appshunter.io/ios/app/swirepay/id1637926002)

Send and receive money instantly, earning cashback on payments without needing a new card. This service works with major US banks to bypass traditional delays, allowing same-day fund transfers and payments.

**Highlights:** Send and receive money in real-time, Earn cashback on payments, Same-day fund transfers, Works with major US banks, Supports POS devices for in-store payments, Simplifies B2B payments

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is THPro free?

THPro is free to download, with no in-app purchases.

### Is Swirepay free?

Swirepay is free to download, with no in-app purchases.

### Which has better reviews, THPro or Swirepay?

THPro is rated higher. THPro averages 5.0 out of 5 from 1 ratings, while Swirepay averages 4.7 from 3 ratings.

### Do THPro or Swirepay have ads?

Neither THPro nor Swirepay shows ads.

### Which is updated more often, THPro or Swirepay?

THPro ships an update every 6 weeks, and Swirepay every 3 weeks. Most recently, THPro was updated on October 15, 2026 and Swirepay on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*