# bm merchant vs Thawani Pay

The clearest difference is review sentiment: Thawani Pay at 44% against bm merchant's 0%. Thawani Pay also leads on update cadence (every 2 weeks vs every 4 months). bm merchant's advantage is iOS requirement (12.0 vs 15.6). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

bm merchant ships an update every 4 months, Thawani Pay every 2 weeks. The most recent releases landed on October 17, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | bm merchant | Thawani Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[3.5 (46 ratings)](https://appshunter.io/ios/app/thawani-pay/id1511347191/reviews)** |
| Number of ratings | — | **46** |
| Positive reviews | 0.0% of reviews | **44.4% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 2 weeks** |
| Monetization | Free | Free |
| Size | 7 MB | 149 MB |
| Requires iOS | **12.0** | 15.6 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [BankMuscat](https://appshunter.io/developer/520776186) | [Thawani Technologies LLC](https://appshunter.io/developer/1339140336) |

## What reviewers say

### bm merchant

[App page](https://appshunter.io/ios/app/bm-merchant/id1488253237)

This digital wallet allows merchants to easily receive and request payments from consumers using mobile numbers, aliases, or QR codes. It simplifies transactions by enabling quick payment generation and initiation, with options for consumers to accept or reject requests.

**Highlights:** Receive payments via QR code, Request payments using mobile number or alias, Accept or reject payment requests, Share QR code for easy payments, Digital wallet functionality

**Features:** macOS Compatibility

**In-app purchases:** none


### Thawani Pay

[App page](https://appshunter.io/ios/app/thawani-pay/id1511347191)

This app offers a secure and convenient way to make and receive payments using your mobile phone. Merchants can easily accept payments via QR codes or mobile invoices, and integration options are available for existing billing systems.

**Highlights:** Mobile payment solutions, QR code payments, Mobile invoice generation, Integration with billing/ERP systems, Secure payment environment, Compliance with PCI-DSS and PA-DSS

**In-app purchases:** none


## Frequently asked questions

### Is bm merchant free?

bm merchant is free to download, with no in-app purchases.

### Is Thawani Pay free?

Thawani Pay is free to download, with no in-app purchases.

### Do bm merchant or Thawani Pay have ads?

Neither bm merchant nor Thawani Pay shows ads.

### Which is updated more often, bm merchant or Thawani Pay?

bm merchant ships an update every 4 months, and Thawani Pay every 2 weeks. Most recently, bm merchant was updated on October 17, 2026 and Thawani Pay on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*