# bm merchant vs Dhofar Insurance

The clearest difference is update cadence: Dhofar Insurance at every 2 weeks against bm merchant's every 4 months. bm merchant's advantage is iOS requirement (12.0 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

bm merchant ships an update every 4 months, Dhofar Insurance every 2 weeks. Both last shipped on October 24, 2026.

## The numbers

| Metric | bm merchant | Dhofar Insurance |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 2 weeks** |
| Monetization | Free | — |
| Size | 7 MB | 29 MB |
| Requires iOS | **12.0** | 15.6 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [BankMuscat](https://appshunter.io/developer/520776186) | [Dhofar Insurance](https://appshunter.io/developer/1543198921) |

## What reviewers say

### bm merchant

[App page](https://appshunter.io/ios/app/bm-merchant/id1488253237)

This digital wallet allows merchants to easily receive and request payments from consumers using mobile numbers, aliases, or QR codes. It simplifies transactions by enabling quick payment generation and initiation, with options for consumers to accept or reject requests.

**Highlights:** Receive payments via QR code, Request payments using mobile number or alias, Accept or reject payment requests, Share QR code for easy payments, Digital wallet functionality

**Features:** macOS Compatibility

**In-app purchases:** none


### Dhofar Insurance

[App page](https://appshunter.io/ios/app/dhofar-insurance/id6448518005)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is bm merchant free?

bm merchant is free to download, with no in-app purchases.

### Is Dhofar Insurance free?

Dhofar Insurance is free to download, with no in-app purchases.

### Do bm merchant or Dhofar Insurance have ads?

Neither bm merchant nor Dhofar Insurance shows ads.

### Which is updated more often, bm merchant or Dhofar Insurance?

bm merchant ships an update every 4 months, and Dhofar Insurance every 2 weeks. Most recently, bm merchant was updated on October 24, 2026 and Dhofar Insurance on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*