# bm merchant vs SI Business

The clearest difference is update cadence: SI Business at every 3 weeks against bm merchant's every 4 months. On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

bm merchant ships an update every 4 months, SI Business every 3 weeks. Both last shipped on November 3, 2026.

## The numbers

| Metric | bm merchant | SI Business |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[1.0 (1 ratings)](https://appshunter.io/ios/app/si-business/id6453467509/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 7 MB | 77 MB |
| Requires iOS | 12.0 | 12.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [BankMuscat](https://appshunter.io/developer/520776186) | [SOHAR INTERNATIONAL BANK SAOG](https://appshunter.io/developer/1044984005) |

## What reviewers say

### bm merchant

[App page](https://appshunter.io/ios/app/bm-merchant/id1488253237)

This digital wallet allows merchants to easily receive and request payments from consumers using mobile numbers, aliases, or QR codes. It simplifies transactions by enabling quick payment generation and initiation, with options for consumers to accept or reject requests.

**Highlights:** Receive payments via QR code, Request payments using mobile number or alias, Accept or reject payment requests, Share QR code for easy payments, Digital wallet functionality

**Features:** macOS Compatibility

**In-app purchases:** none


### SI Business

[App page](https://appshunter.io/ios/app/si-business/id6453467509)

This wholesale banking app allows clients to log in and approve transactions like payments and bills using biometrics. Access account details, view mini-statements, and check transaction statuses on the go.

**Highlights:** Biometric login and transaction approval, Approve single, salary, credit card, utility, and tax payments, Access operating and loan accounts, View mini-statements, Check transaction status

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is bm merchant free?

bm merchant is free to download, with no in-app purchases.

### Is SI Business free?

SI Business is free to download, with no in-app purchases.

### Do bm merchant or SI Business have ads?

Neither bm merchant nor SI Business shows ads.

### Which is updated more often, bm merchant or SI Business?

bm merchant ships an update every 4 months, and SI Business every 3 weeks. Most recently, bm merchant was updated on November 3, 2026 and SI Business on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*