# bm merchant vs OMPAY

The clearest difference is update cadence: OMPAY at monthly against bm merchant's every 4 months. bm merchant's advantage is iOS requirement (12.0 vs 15.0). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

bm merchant ships an update every 4 months, OMPAY monthly. The most recent releases landed on October 17, 2026 and October 9, 2026 respectively.

## The numbers

| Metric | bm merchant | OMPAY |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[3.4 (5 ratings)](https://appshunter.io/ios/app/ompay/id6740913601/reviews)** |
| Number of ratings | — | **5** |
| Positive reviews | 0.0% of reviews | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Monthly** |
| Monetization | Free | Free |
| Size | 7 MB | 161 MB |
| Requires iOS | **12.0** | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [BankMuscat](https://appshunter.io/developer/520776186) | [Global Financial Technology](https://appshunter.io/developer/1667152442) |

## What reviewers say

### bm merchant

[App page](https://appshunter.io/ios/app/bm-merchant/id1488253237)

This digital wallet allows merchants to easily receive and request payments from consumers using mobile numbers, aliases, or QR codes. It simplifies transactions by enabling quick payment generation and initiation, with options for consumers to accept or reject requests.

**Highlights:** Receive payments via QR code, Request payments using mobile number or alias, Accept or reject payment requests, Share QR code for easy payments, Digital wallet functionality

**Features:** macOS Compatibility

**In-app purchases:** none


### OMPAY

[App page](https://appshunter.io/ios/app/ompay/id6740913601)

Manage your money, send international remittances, and make payments with this secure digital wallet. It offers fast, seamless transfers for personal and business use, connecting you globally.

**Highlights:** Secure digital wallet, International remittances, Online payment processing, QR-based payments, In-chat domestic transfers, Competitive exchange rates

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is bm merchant free?

bm merchant is free to download, with no in-app purchases.

### Is OMPAY free?

OMPAY is free to download, with no in-app purchases.

### Do bm merchant or OMPAY have ads?

Neither bm merchant nor OMPAY shows ads.

### Which is updated more often, bm merchant or OMPAY?

bm merchant ships an update every 4 months, and OMPAY monthly. Most recently, bm merchant was updated on October 17, 2026 and OMPAY on October 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*