# 君子爱财 vs totus

The clearest difference is in-app purchases: 君子爱财 at none against totus's 3. totus's advantage is device support (3 vs 1) and iOS requirement (13.0 vs 18.5). On price, update cadence and ads there is nothing between them.

Both are free to download. totus sells 3 in-app purchases, starting at $4.00 per month. 君子爱财 asks for nothing beyond the download.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 8, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | 君子爱财 | totus |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[2.6 (5 ratings)](https://appshunter.io/ios/app/totus-net-worth-tracker/id6749885921/reviews)** |
| Number of ratings | — | **5** |
| Positive reviews | — | 85.7% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | — | Freemium |
| Size | 16 MB | 53 MB |
| Requires iOS | 18.5 | **13.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [志刚 孔](https://appshunter.io/developer/437168551) | [国民 谢](https://appshunter.io/developer/1551522829) |

## What reviewers say

### 君子爱财

[App page](https://appshunter.io/ios/app/id1488291955)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### totus

[App page](https://appshunter.io/ios/app/totus-net-worth-tracker/id6749885921)

Manage all your financial assets, from cash and investments to debts and fixed assets, in one place. Track real-time net worth, analyze asset allocation with smart insights, and monitor global investments across multiple currencies.

**Highlights:** All asset types supported, Smart data analysis, Investment management pro, Multi-currency support, Elegant user experience, Data security, AI intelligent insights

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 黑金月计划 | $4.00 | per month |
| 黑金年计划 | $9.99 | per year |
| 黑金终身会员 | $50.90 | one-time |


## Frequently asked questions

### Is 君子爱财 free?

君子爱财 is free to download, with no in-app purchases.

### Is totus free?

totus is free to download, with in-app purchases available.

### Do 君子爱财 or totus have ads?

Neither 君子爱财 nor totus shows ads.

### Which is updated more often, 君子爱财 or totus?

君子爱财 ships an update monthly, and totus monthly. Most recently, 君子爱财 was updated on October 8, 2026 and totus on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*