# JT친애모바일뱅킹 vs PRAYBEAM

The clearest difference is update cadence: PRAYBEAM at weekly against JT친애모바일뱅킹's every 4 months. JT친애모바일뱅킹's advantage is iOS requirement (12.0 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

JT친애모바일뱅킹 ships an update every 4 months, PRAYBEAM weekly. The most recent releases landed on October 29, 2026 and October 26, 2026 respectively.

## The numbers

| Metric | JT친애모바일뱅킹 | PRAYBEAM |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 3.6% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Weekly** |
| Monetization | Free | — |
| Size | 64 MB | 4 MB |
| Requires iOS | **12.0** | 15.6 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Chinae Savings bank Co., Ltd](https://appshunter.io/developer/916198975) | [HAG SOON JANG](https://appshunter.io/developer/6818761011) |

## What reviewers say

### JT친애모바일뱅킹

[App page](https://appshunter.io/ios/app/jt/id1488421189)

This mobile banking app offers convenient, non-face-to-face loan services for existing customers. It allows for quick loan applications, limit inquiries, and access to various loan products. Users can also manage accounts, request certificates, and find branch information.

**Highlights:** Non-face-to-face loan services, Quick loan limit inquiries, Apply for Sunshine Loan, Account balance and transaction history, Financial certificate issuance, Loan calculator, Branch locator

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### PRAYBEAM

[App page](https://appshunter.io/ios/app/praybeam/id6818761009)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is JT친애모바일뱅킹 free?

JT친애모바일뱅킹 is free to download, with no in-app purchases.

### Is PRAYBEAM free?

PRAYBEAM is free to download, with no in-app purchases.

### Do JT친애모바일뱅킹 or PRAYBEAM have ads?

Neither JT친애모바일뱅킹 nor PRAYBEAM shows ads.

### Which is updated more often, JT친애모바일뱅킹 or PRAYBEAM?

JT친애모바일뱅킹 ships an update every 4 months, and PRAYBEAM weekly. Most recently, JT친애모바일뱅킹 was updated on October 29, 2026 and PRAYBEAM on October 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*