# GTB vs BNK SUM

The clearest difference is rating: BNK SUM at 3.8 against GTB's 3.0. BNK SUM also leads on update cadence (every 3 months vs every 12 months) and ratings volume (6 vs 2). GTB's advantage is iOS requirement (11.0 vs 13.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BNK SUM holds the better App Store score, 3.8 against 3.0. Both are backed by a comparable volume of ratings — 2 and 6 respectively.

GTB ships an update every 12 months, BNK SUM every 3 months. The most recent releases landed on October 3, 2026 and October 4, 2026 respectively.

## The numbers

| Metric | GTB | BNK SUM |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.0 (2 ratings)](https://appshunter.io/ios/app/gtb/id1488421334/reviews) | **[3.8 (6 ratings)](https://appshunter.io/ios/app/bnk-sum/id1540112410/reviews)** |
| Number of ratings | 2 | **6** |
| Positive reviews | — | 50.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 12 months | **Every 3 months** |
| Monetization | Free | Free |
| Size | 8 MB | 84 MB |
| Requires iOS | **11.0** | 13.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [GLOBAL TREASURE BANK PUBLIC COMPANY LIMITED](https://appshunter.io/developer/1453369860) | [Blue Stone Solution Co., Ltd](https://appshunter.io/developer/1453798134) |

## What reviewers say

### GTB

[App page](https://appshunter.io/ios/app/gtb/id1488421334)

Manage your credit card account with this application. View transaction history, unbilled items, and account statements. You can also manage your PIN, report lost cards, and remove cards from your profile.

**Highlights:** View transaction history, View unbilled transactions, Access account statements, Manage PIN, Report lost card, Manage card removal

**In-app purchases:** none


### BNK SUM

[App page](https://appshunter.io/ios/app/bnk-sum/id1540112410)

Manage your microfinance accounts and apply for various loan types directly from your mobile device. This application allows users to register and submit loan requests conveniently.

**Highlights:** Loan registration, Loan type application, Account management, Customer support

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is GTB free?

GTB is free to download, with no in-app purchases.

### Is BNK SUM free?

BNK SUM is free to download, with no in-app purchases.

### Which has better reviews, GTB or BNK SUM?

BNK SUM is rated higher. GTB averages 3.0 out of 5 from 2 ratings, while BNK SUM averages 3.8 from 6 ratings.

### Do GTB or BNK SUM have ads?

Neither GTB nor BNK SUM shows ads.

### Which is updated more often, GTB or BNK SUM?

GTB ships an update every 12 months, and BNK SUM every 3 months. Most recently, GTB was updated on October 3, 2026 and BNK SUM on October 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*