# NestEgg U vs Meritrust Mobile

The clearest difference is rating: Meritrust Mobile at 4.6 against NestEgg U's 1.9. Meritrust Mobile also leads on ratings volume (7.8K vs 22) and update cadence (every 2 months vs every 7 months). NestEgg U's advantage is iOS requirement (12.0 vs 15.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Meritrust Mobile holds the better App Store score, 4.6 against 1.9. That said, the two scores are not equally well evidenced: Meritrust Mobile has 7.8K ratings behind it against 22, so its average is the more settled of the two. Written reviews point the same way: 0% of NestEgg U's written reviews are positive against 16% of Meritrust Mobile's.

NestEgg U ships an update every 7 months, Meritrust Mobile every 2 months. The most recent releases landed on October 13, 2026 and October 20, 2026 respectively.

## The numbers

| Metric | NestEgg U | Meritrust Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.9 (22 ratings)](https://appshunter.io/ios/app/nestegg-u/id1488472610/reviews) | **[4.6 (7.8K ratings)](https://appshunter.io/ios/app/meritrust-mobile/id6444189039/reviews)** |
| Number of ratings | 22 | **7.8K** |
| Positive reviews | 0.0% of reviews | **16.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 7 months | **Every 2 months** |
| Monetization | Free | Free |
| Size | 20 MB | 19 MB |
| Requires iOS | **12.0** | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [INTRUST Bank](https://appshunter.io/developer/476283668) | [Meritrust Credit Union](https://appshunter.io/developer/457535062) |

## What reviewers say

### NestEgg U

[App page](https://appshunter.io/ios/app/nestegg-u/id1488472610)

Manage your retirement plan on the go. Track your account balance, view investments, and review transactions with ease. Stay informed about your financial future from virtually any location.

**Highlights:** Retirement account access, View account balance, Track investments, Review transactions, Mobile accessibility

**Features:** macOS Compatibility

**In-app purchases:** none


### Meritrust Mobile

[App page](https://appshunter.io/ios/app/meritrust-mobile/id6444189039)

Manage your finances on the go with this mobile banking app. Easily view account details, make payments, transfer funds, and deposit checks securely. Locate branches and ATMs for convenient access to your money anytime, anywhere.

**Highlights:** View account balances and transaction history, Pay bills, Transfer funds between accounts, Deposit checks, Locate branches or ATMs

**In-app purchases:** none

**What reviewers like**

- 🙂 Kind and helpful staff
- 👍 Accessible for visually impaired users
- 💡 Customizable app layout

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- ⏱️ Slow loading times
- 🤔 Confusing and outdated user interface
- 🔍 Lack of important features from previous app
- 🤯 Forced migration to new app with poor user experience

**Reported bugs**

- Scheduled payments not processing correctly
- Incorrect account balance information
- Login issues and inability to access accounts

**Requested features**

- Bring back quick balance widget
- Improve transaction search and filtering
- Add support for landscape mode on tablets


## Frequently asked questions

### Is NestEgg U free?

NestEgg U is free to download, with no in-app purchases.

### Is Meritrust Mobile free?

Meritrust Mobile is free to download, with no in-app purchases.

### Which has better reviews, NestEgg U or Meritrust Mobile?

Meritrust Mobile is rated higher. NestEgg U averages 1.9 out of 5 from 22 ratings, while Meritrust Mobile averages 4.6 from 7.8K ratings.

### Do NestEgg U or Meritrust Mobile have ads?

Neither NestEgg U nor Meritrust Mobile shows ads.

### Which is updated more often, NestEgg U or Meritrust Mobile?

NestEgg U ships an update every 7 months, and Meritrust Mobile every 2 months. Most recently, NestEgg U was updated on October 13, 2026 and Meritrust Mobile on October 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*
