# Moono vs Surplus

The clearest difference is rating: Surplus at 4.8 against Moono's 4.5. On price, review sentiment, ratings volume and update cadence there is nothing between them.

Both are free to download. Moono sells 2 in-app purchases, starting at $4.99 per year and Surplus sells 4 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

Surplus holds the better App Store score, 4.8 against 4.5. Both are backed by a comparable volume of ratings — 19 and 27 respectively. Written reviews split almost evenly too, at 84% and 83% positive.

Moono ships an update every 5 weeks, Surplus monthly. The most recent releases landed on September 28, 2026 and October 5, 2026 respectively.

## The numbers

| Metric | Moono | Surplus |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (19 ratings)](https://appshunter.io/ios/app/moono-expense-tracker/id1488649828/reviews) | **[4.8 (27 ratings)](https://appshunter.io/ios/app/surplus-expense-tracker/id1578612881/reviews)** |
| Number of ratings | 19 | **27** |
| Positive reviews | **83.9% of reviews** | 83.3% of reviews |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Monthly** |
| Monetization | Freemium | Free with in-app purchases |
| Size | 13 MB | 67 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone, iPad, Mac | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Aleksandr Zolotarev](https://appshunter.io/developer/1388481310) | [Dev Harvest LLC](https://appshunter.io/developer/1526293285) |

## What reviewers say

### Moono

[App page](https://appshunter.io/ios/app/moono-expense-tracker/id1488649828)

Track your income and expenses consciously with this finance app. It offers offline functionality, iCloud synchronization, and detailed financial analytics. Customize accounts and categories with no limits.

**Highlights:** Offline expense and income tracking, iCloud synchronization, Customizable accounts and categories, Financial analytics, Data export, Light and dark mode support

**Features:** Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Annual Pro subscription | $4.99 | per year |
| Moono Pro lifetime | $9.99 | one-time |


### Surplus

[App page](https://appshunter.io/ios/app/surplus-expense-tracker/id1578612881)

This app helps you manage your monthly finances by tracking income, expenses, and upcoming payments. It provides insights into your spending habits, categorizes transactions, and offers customizable reports. Sync your accounts automatically or manually for a clear overview of your leftover spend.

**Highlights:** Monthly income and expense tracking, Categorization of spending, Customizable reports with CSV export, Transaction grouping, Home and lock screen widgets, Automation via Shortcuts app

**Features:** macOS Compatibility

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Surplus Pro Monthly | $3.99 | per month |
| Surplus Pro Yearly | $14.49 | per year |
| Surplus Pro Yearly | $29.99 | per year |
| Surplus Pro Lifetime | $29.99 | one-time |


## Frequently asked questions

### Is Moono free?

Moono is free to download, with in-app purchases available.

### Is Surplus free?

Surplus is free to download, with in-app purchases available.

### Which has better reviews, Moono or Surplus?

Surplus is rated higher. Moono averages 4.5 out of 5 from 19 ratings, while Surplus averages 4.8 from 27 ratings.

### Do Moono or Surplus have ads?

Neither Moono nor Surplus shows ads.

### Which is updated more often, Moono or Surplus?

Moono ships an update every 5 weeks, and Surplus monthly. Most recently, Moono was updated on September 28, 2026 and Surplus on October 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*