# SBI新生銀行 vs 三井住友カード VポイントPay  バーチャルプリペイド

The clearest difference is ads: 三井住友カード VポイントPay  バーチャルプリペイド at none against SBI新生銀行's shown. 三井住友カード VポイントPay  バーチャルプリペイド also leads on rating (4.4 vs 4.2). SBI新生銀行's advantage is update cadence (every 5 weeks vs every 4 months) and review sentiment (23% vs 9%). On price, ratings volume, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

三井住友カード VポイントPay  バーチャルプリペイド holds the better App Store score, 4.4 against 4.2. Both are backed by a comparable volume of ratings — 37 and 69 respectively. Written reviews complicate that: 23% of SBI新生銀行's written reviews are positive against 9% of 三井住友カード VポイントPay  バーチャルプリペイド's, so the app with the better star average is not the one people write more warmly about.

SBI新生銀行 ships an update every 5 weeks, 三井住友カード VポイントPay  バーチャルプリペイド every 4 months. The most recent releases landed on September 25, 2026 and September 22, 2026 respectively.

## The numbers

| Metric | SBI新生銀行 | 三井住友カード VポイントPay  バーチャルプリペイド |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.2 (37 ratings)](https://appshunter.io/ios/app/sbi/id1488713673/reviews) | **[4.4 (69 ratings)](https://appshunter.io/ios/app/vpay/id1504833985/reviews)** |
| Number of ratings | 37 | **69** |
| Positive reviews | **23.1% of reviews** | 9.4% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 5 weeks** | Every 4 months |
| Monetization | Ad-supported | Ad-supported |
| Size | 173 MB | 41 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [SBI Shinsei Bank, Limited](https://appshunter.io/developer/804639146) | [三井住友カード株式会社](https://appshunter.io/developer/838138455) |

## What reviewers say

### SBI新生銀行

[App page](https://appshunter.io/ios/app/sbi/id1488713673)

Manage your banking needs with this app, offering account opening, fund transfers, balance inquiries, and fixed deposit applications. It utilizes smartphone authentication for enhanced security and provides convenient access to various financial services.

**Highlights:** Account opening via smartphone ID scan, Biometric authentication for secure logins, Real-time balance and transaction history, Fund transfers with saved payees, Fee-free personal transfers up to ¥100,000, Fixed and foreign currency deposit applications, Linkage with SBI Securities and Monex Securities accounts

**Features:** Vision Pro support

**In-app purchases:** none


### 三井住友カード VポイントPay  バーチャルプリペイド

[App page](https://appshunter.io/ios/app/vpay/id1504833985)

This app allows you to use your accumulated V Points for payments at Visa and iD merchants, both in-store and online. You can easily register, charge your points, and even link credit cards or bank accounts for seamless transactions. It also offers features to earn more points and manage your spending securely.

**Highlights:** Use V Points for payments, Charge points from credit cards/bank accounts, Apple Pay and iD compatible, Online shopping payments, Earn points at V Point partners, View transaction history, Temporary payment suspension

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is SBI新生銀行 free?

SBI新生銀行 is free to download, with no in-app purchases.

### Is 三井住友カード VポイントPay  バーチャルプリペイド free?

三井住友カード VポイントPay  バーチャルプリペイド is free to download, with no in-app purchases.

### Which has better reviews, SBI新生銀行 or 三井住友カード VポイントPay  バーチャルプリペイド?

三井住友カード VポイントPay  バーチャルプリペイド is rated higher. SBI新生銀行 averages 4.2 out of 5 from 37 ratings, while 三井住友カード VポイントPay  バーチャルプリペイド averages 4.4 from 69 ratings.

### Do SBI新生銀行 or 三井住友カード VポイントPay  バーチャルプリペイド have ads?

SBI新生銀行 shows ads; 三井住友カード VポイントPay  バーチャルプリペイド does not.

### Which is updated more often, SBI新生銀行 or 三井住友カード VポイントPay  バーチャルプリペイド?

SBI新生銀行 ships an update every 5 weeks, and 三井住友カード VポイントPay  バーチャルプリペイド every 4 months. Most recently, SBI新生銀行 was updated on September 25, 2026 and 三井住友カード VポイントPay  バーチャルプリペイド on September 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*