# SBI新生銀行 vs V NEOBANK

The clearest difference is rating: V NEOBANK at 5.0 against SBI新生銀行's 4.2. V NEOBANK also leads on ads (none vs shown). SBI新生銀行's advantage is ratings volume (37 vs 1) and monetization model (ad-supported vs free with in-app purchases). On price, review sentiment, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

V NEOBANK holds the better App Store score, 5.0 against 4.2. That said, the two scores are not equally well evidenced: SBI新生銀行 has 37 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 23% of SBI新生銀行's written reviews are positive against 31% of V NEOBANK's.

Both ship on a similar rhythm, roughly every 5 weeks. Both last shipped on September 25, 2026.

## The numbers

| Metric | SBI新生銀行 | V NEOBANK |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.2 (37 ratings)](https://appshunter.io/ios/app/sbi/id1488713673/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/v-neobank/id1538098331/reviews)** |
| Number of ratings | **37** | 1 |
| Positive reviews | 23.1% of reviews | **30.8% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 5 weeks | Every 5 weeks |
| Monetization | **Ad-supported** | Free with in-app purchases |
| Size | 173 MB | 103 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [SBI Shinsei Bank, Limited](https://appshunter.io/developer/804639146) | [V POINT MARKETING Co., Ltd.](https://appshunter.io/developer/1719567343) |

## What reviewers say

### SBI新生銀行

[App page](https://appshunter.io/ios/app/sbi/id1488713673)

Manage your banking needs with this app, offering account opening, fund transfers, balance inquiries, and fixed deposit applications. It utilizes smartphone authentication for enhanced security and provides convenient access to various financial services.

**Highlights:** Account opening via smartphone ID scan, Biometric authentication for secure logins, Real-time balance and transaction history, Fund transfers with saved payees, Fee-free personal transfers up to ¥100,000, Fixed and foreign currency deposit applications, Linkage with SBI Securities and Monex Securities accounts

**Features:** Vision Pro support

**In-app purchases:** none


### V NEOBANK

[App page](https://appshunter.io/ios/app/v-neobank/id1538098331)

This smartphone-exclusive bank app allows users to earn V Points on transactions. It offers features like instant account opening, balance inquiries, secure transactions with Smart Authentication NEO, and real-time notifications. Manage deposits, withdrawals, foreign currency accounts, and loans all within the app.

**Highlights:** V Point earning and usage, Instant account opening, Balance and transaction history, Smart Authentication NEO for security, Real-time transaction notifications, ATM withdrawals and deposits via app, Online shopping with smartphone debit card

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is SBI新生銀行 free?

SBI新生銀行 is free to download, with no in-app purchases.

### Is V NEOBANK free?

V NEOBANK is free to download, with no in-app purchases.

### Which has better reviews, SBI新生銀行 or V NEOBANK?

V NEOBANK is rated higher. SBI新生銀行 averages 4.2 out of 5 from 37 ratings, while V NEOBANK averages 5.0 from 1 ratings.

### Do SBI新生銀行 or V NEOBANK have ads?

SBI新生銀行 shows ads; V NEOBANK does not.

### Which is updated more often, SBI新生銀行 or V NEOBANK?

SBI新生銀行 ships an update every 5 weeks, and V NEOBANK every 5 weeks. Most recently, SBI新生銀行 was updated on September 25, 2026 and V NEOBANK on September 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*