# 365P@y Merchant vs BIC Care

The clearest difference is update cadence: BIC Care at monthly against 365P@y Merchant's every 6 months. 365P@y Merchant's advantage is iOS requirement (13.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

365P@y Merchant ships an update every 6 months, BIC Care monthly. The most recent releases landed on October 26, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | 365P@y Merchant | BIC Care |
| --- | --- | --- |
| Price | Free | Free |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 months | **Monthly** |
| Size | 21 MB | 105 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [SAIGON TREASURE COMMERCIAL JOINT STOCK BANK](https://appshunter.io/developer/860668140) | [BIC Bank Lao Co., ltd](https://appshunter.io/developer/1422603625) |

## What reviewers say

### 365P@y Merchant

[App page](https://appshunter.io/ios/app/365py-merchant/id1488727567)

**Features:** macOS Compatibility

**In-app purchases:** none


### BIC Care

[App page](https://appshunter.io/ios/app/bic-care/id6511223738)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 365P@y Merchant free?

365P@y Merchant is free to download, with no in-app purchases.

### Is BIC Care free?

BIC Care is free to download, with no in-app purchases.

### Do 365P@y Merchant or BIC Care have ads?

Neither 365P@y Merchant nor BIC Care shows ads.

### Which is updated more often, 365P@y Merchant or BIC Care?

365P@y Merchant ships an update every 6 months, and BIC Care monthly. Most recently, 365P@y Merchant was updated on October 26, 2026 and BIC Care on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*