# A bank vs Wave Merchant

The clearest difference is rating: A bank at 4.6 against Wave Merchant's 4.2. Wave Merchant's advantage is review sentiment (100% vs 80%) and update cadence (every 4 months vs every 9 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

A bank holds the better App Store score, 4.6 against 4.2. Both are backed by a comparable volume of ratings — 22 and 10 respectively. Written reviews complicate that: 80% of A bank's written reviews are positive against 100% of Wave Merchant's, so the app with the better star average is not the one people write more warmly about.

A bank ships an update every 9 months, Wave Merchant every 4 months. Both last shipped on October 24, 2026.

## The numbers

| Metric | A bank | Wave Merchant |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (22 ratings)](https://appshunter.io/ios/app/a-bank/id1488902134/reviews)** | [4.2 (10 ratings)](https://appshunter.io/ios/app/wave-merchant/id6456263921/reviews) |
| Number of ratings | **22** | 10 |
| Positive reviews | 80.0% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 9 months | **Every 4 months** |
| Monetization | Free | Free |
| Size | 32 MB | 69 MB |
| Requires iOS | **12.1** | 13.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [AYEYARWADDY FARMERS DEVELOPMENT BANK PUBLIC COMPANY LIMITED](https://appshunter.io/developer/1488902133) | [Wave Money](https://appshunter.io/developer/1234535228) |

## What reviewers say

### A bank

[App page](https://appshunter.io/ios/app/a-bank/id1488902134)

This mobile banking application provides access to commercial banking services nationwide. It aims to support agricultural development and SMEs by offering technology-enabled financial products and services through a multi-channel approach, including mobile banking.

**Highlights:** Nationwide commercial banking, Value chain financing, SME development support, Financial inclusion, Technology-enabled services, Mobile banking app

**Features:** macOS Compatibility

**In-app purchases:** none


### Wave Merchant

[App page](https://appshunter.io/ios/app/wave-merchant/id6456263921)

This app provides merchants with a secure platform for managing online payments and tracking transactions. It offers features like dynamic QR code payments, real-time transaction history, and business analytics to help businesses streamline their financial operations.

**Highlights:** Dynamic QR code payments, Real-time transaction history, Business analytics, Bank settlement, Secure over-the-counter payments

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is A bank free?

A bank is free to download, with no in-app purchases.

### Is Wave Merchant free?

Wave Merchant is free to download, with no in-app purchases.

### Which has better reviews, A bank or Wave Merchant?

A bank is rated higher. A bank averages 4.6 out of 5 from 22 ratings, while Wave Merchant averages 4.2 from 10 ratings.

### Do A bank or Wave Merchant have ads?

Neither A bank nor Wave Merchant shows ads.

### Which is updated more often, A bank or Wave Merchant?

A bank ships an update every 9 months, and Wave Merchant every 4 months. Most recently, A bank was updated on October 24, 2026 and Wave Merchant on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*