# A bank vs MTB Pay

The clearest difference is rating: MTB Pay at 4.9 against A bank's 4.6. MTB Pay also leads on review sentiment (100% vs 80%) and update cadence (every 4 months vs every 9 months). A bank's advantage is iOS requirement (12.1 vs 15.0). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MTB Pay holds the better App Store score, 4.9 against 4.6. Both are backed by a comparable volume of ratings — 22 and 10 respectively. Written reviews point the same way: 80% of A bank's written reviews are positive against 100% of MTB Pay's.

A bank ships an update every 9 months, MTB Pay every 4 months. Both last shipped on October 24, 2026.

## The numbers

| Metric | A bank | MTB Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (22 ratings)](https://appshunter.io/ios/app/a-bank/id1488902134/reviews) | **[4.9 (10 ratings)](https://appshunter.io/ios/app/mtb-pay/id6470009961/reviews)** |
| Number of ratings | **22** | 10 |
| Positive reviews | 80.0% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 9 months | **Every 4 months** |
| Monetization | Free | Free |
| Size | 32 MB | 74 MB |
| Requires iOS | **12.1** | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [AYEYARWADDY FARMERS DEVELOPMENT BANK PUBLIC COMPANY LIMITED](https://appshunter.io/developer/1488902133) | [MYANMA TOURISM BANK PUBLIC COMPANY LIMITED](https://appshunter.io/developer/1610470566) |

## What reviewers say

### A bank

[App page](https://appshunter.io/ios/app/a-bank/id1488902134)

This mobile banking application provides access to commercial banking services nationwide. It aims to support agricultural development and SMEs by offering technology-enabled financial products and services through a multi-channel approach, including mobile banking.

**Highlights:** Nationwide commercial banking, Value chain financing, SME development support, Financial inclusion, Technology-enabled services, Mobile banking app

**Features:** macOS Compatibility

**In-app purchases:** none


### MTB Pay

[App page](https://appshunter.io/ios/app/mtb-pay/id6470009961)

Access financial services directly from your smartphone, 24/7. Perform seamless money transfers, top-ups, bill payments, and merchant transactions without banking hour limitations.

**Highlights:** Seamless Money Transfers, Top Up, Bill Payment, Cash In/ Cash Out, Merchant Payments

**In-app purchases:** none


## Frequently asked questions

### Is A bank free?

A bank is free to download, with no in-app purchases.

### Is MTB Pay free?

MTB Pay is free to download, with no in-app purchases.

### Which has better reviews, A bank or MTB Pay?

MTB Pay is rated higher. A bank averages 4.6 out of 5 from 22 ratings, while MTB Pay averages 4.9 from 10 ratings.

### Do A bank or MTB Pay have ads?

Neither A bank nor MTB Pay shows ads.

### Which is updated more often, A bank or MTB Pay?

A bank ships an update every 9 months, and MTB Pay every 4 months. Most recently, A bank was updated on October 24, 2026 and MTB Pay on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*