# AbaCliK 3 vs Cembra App

The clearest difference is review sentiment: Cembra App at 42% against AbaCliK 3's 0%. Cembra App also leads on rating (4.5 vs 4.0) and ratings volume (68 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Cembra App holds the better App Store score, 4.5 against 4.0. That said, the two scores are not equally well evidenced: Cembra App has 68 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 0% of AbaCliK 3's written reviews are positive against 42% of Cembra App's.

AbaCliK 3 ships an update monthly, Cembra App every 3 weeks. The most recent releases landed on October 14, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | AbaCliK 3 | Cembra App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.0 (2 ratings)](https://appshunter.io/ios/app/abaclik-3/id1488927454/reviews) | **[4.5 (68 ratings)](https://appshunter.io/ios/app/cembra-app/id1592458781/reviews)** |
| Number of ratings | 2 | **68** |
| Positive reviews | 0.0% of reviews | **41.7% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 292 MB | 321 MB |
| Requires iOS | 16.0 | 16.0 |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [ABACUS Research](https://appshunter.io/developer/490114729) | [Cembra Money Bank AG](https://appshunter.io/developer/1441135426) |

## What reviewers say

### AbaCliK 3

[App page](https://appshunter.io/ios/app/abaclik-3/id1488927454)

Automate and simplify expense tracking, absence management, and time recording with AI-powered document scanning and character recognition. Seamlessly integrate with ERP and cloud business software for efficient financial processes.

**Highlights:** AI-powered expense automation, Document scanning with OCR, Absence and time recording, Integration with ERP software, Cloud business software connectivity

**In-app purchases:** none


### Cembra App

[App page](https://appshunter.io/ios/app/cembra-app/id1592458781)

Manage your credit card accounts with ease. Check purchases, retrieve your card PIN, and suspend your card instantly. Access statements, track payments, and receive important notifications.

**Highlights:** Real-time purchase tracking, Card PIN retrieval, Credit card suspension, Add card to Apple Wallet, Manage push notifications, Access monthly statements, Secure login with biometrics

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is AbaCliK 3 free?

AbaCliK 3 is free to download, with no in-app purchases.

### Is Cembra App free?

Cembra App is free to download, with no in-app purchases.

### Which has better reviews, AbaCliK 3 or Cembra App?

Cembra App is rated higher. AbaCliK 3 averages 4.0 out of 5 from 2 ratings, while Cembra App averages 4.5 from 68 ratings.

### Do AbaCliK 3 or Cembra App have ads?

Neither AbaCliK 3 nor Cembra App shows ads.

### Which is updated more often, AbaCliK 3 or Cembra App?

AbaCliK 3 ships an update monthly, and Cembra App every 3 weeks. Most recently, AbaCliK 3 was updated on October 14, 2026 and Cembra App on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*