# LendingPoint vs Payly

The clearest difference is ratings volume: LendingPoint at 3.2K against Payly's 1. LendingPoint also leads on device support. Payly's advantage is rating (5.0 vs 4.8) and iOS requirement (13.2 vs 15.1). On price, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Payly holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: LendingPoint has 3.2K ratings behind it against 1, so its average is the more settled of the two.

## The numbers

| Metric | LendingPoint | Payly |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (3.2K ratings)](https://appshunter.io/ios/app/lendingpoint/id1488985079/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/payly-subscription-tracker/id1502149668/reviews)** |
| Number of ratings | **3.2K** | 1 |
| Positive reviews | 62.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | — |
| Update frequency | Fortnightly | — |
| Monetization | Free | Free |
| Size | 36 MB | 1 MB |
| Requires iOS | 15.1 | **13.2** |
| Devices | **iPhone, iPod** | — |
| Age rating | 4+ | 4+ |
| Developer | [LendingPoint LLC](https://appshunter.io/developer/1488985078) | [Avinash Panneerselvam](https://appshunter.io/developer/1500495685) |

## What reviewers say

### LendingPoint

[App page](https://appshunter.io/ios/app/lendingpoint/id1488985079)

Manage your personal loans and financial goals with this comprehensive finance app. Check loan rates, make payments, and update your information seamlessly. It's designed to help you achieve financial well-being.

**Highlights:** Check personal loan rates, Manage existing loans, Make loan payments, Update personal information, Track financial goals, Hassle-free account management

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast service
- 👍 Easy process
- 🤝 Helpful customer service
- 💰 Reasonable rates
- 🙏 Compassionate in difficult times

**What reviewers complain about**

- 🐛 App crashes and freezes
- 🔒 Login and account access issues
- 📆 Inflexible payment scheduling
- 🤖 Unreliable app and website

**Reported bugs**

- App freezes on contact information page
- Unable to log in or access account
- Inconsistent app and website functionality

**Requested features**

- Allow extra payments without issues
- Improve app stability and user experience
- Provide more transparency on loan details


### Payly

[App page](https://appshunter.io/ios/app/payly-subscription-tracker/id1502149668)

Effortlessly manage all your recurring payments in one place. Set up your subscriptions once and enjoy peace of mind knowing you won't miss a due date. This free application offers a straightforward way to keep track of your financial commitments.

**Highlights:** Subscription management, Recurring payment tracking, Free to use, No ads, No in-app purchases

**In-app purchases:** none


## Frequently asked questions

### Is LendingPoint free?

LendingPoint is free to download, with no in-app purchases.

### Is Payly free?

Payly is free to download, with no in-app purchases.

### Which has better reviews, LendingPoint or Payly?

Payly is rated higher. LendingPoint averages 4.8 out of 5 from 3.2K ratings, while Payly averages 5.0 from 1 ratings.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*