# LendingPoint vs LoanReady

The clearest difference is review sentiment: LoanReady at 100% against LendingPoint's 62%. LoanReady also leads on rating (5.0 vs 4.8). LendingPoint's advantage is ads (none vs shown) and ratings volume (3.2K vs 4). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

LoanReady holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: LendingPoint has 3.2K ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 62% of LendingPoint's written reviews are positive against 100% of LoanReady's.

LendingPoint ships an update fortnightly, LoanReady monthly. The most recent releases landed on September 24, 2026 and June 1, 2026 respectively.

## The numbers

| Metric | LendingPoint | LoanReady |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (3.2K ratings)](https://appshunter.io/ios/app/lendingpoint/id1488985079/reviews) | **[5.0 (4 ratings)](https://appshunter.io/ios/app/loanready/id6446780818/reviews)** |
| Number of ratings | **3.2K** | 4 |
| Positive reviews | 62.1% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Fortnightly** | Monthly |
| Monetization | **Free** | Ad-supported |
| Size | 36 MB | 139 MB |
| Requires iOS | 15.1 | **15.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [LendingPoint LLC](https://appshunter.io/developer/1488985078) | [LenderCity, Inc](https://appshunter.io/developer/1679010847) |

## What reviewers say

### LendingPoint

[App page](https://appshunter.io/ios/app/lendingpoint/id1488985079)

Manage your personal loans and financial goals with this comprehensive finance app. Check loan rates, make payments, and update your information seamlessly. It's designed to help you achieve financial well-being.

**Highlights:** Check personal loan rates, Manage existing loans, Make loan payments, Update personal information, Track financial goals, Hassle-free account management

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast service
- 👍 Easy process
- 🤝 Helpful customer service
- 💰 Reasonable rates
- 🙏 Compassionate in difficult times

**What reviewers complain about**

- 🐛 App crashes and freezes
- 🔒 Login and account access issues
- 📆 Inflexible payment scheduling
- 🤖 Unreliable app and website

**Reported bugs**

- App freezes on contact information page
- Unable to log in or access account
- Inconsistent app and website functionality

**Requested features**

- Allow extra payments without issues
- Improve app stability and user experience
- Provide more transparency on loan details


### LoanReady

[App page](https://appshunter.io/ios/app/loanready/id6446780818)

This financial assistant helps users prepare for homeownership by offering credit monitoring, affordability analysis, and mortgage readiness assessments. It also provides access to real estate listings and connects users with lender partners for guidance. Securely manage your financial future and achieve your homeownership dreams.

**Highlights:** Free credit score, report, and monitoring, Affordability analysis, Real estate listings search, Mortgage readiness assessment, Financial Insights (savings, DTI, net worth), Connect with lender partners

**In-app purchases:** none


## Frequently asked questions

### Is LendingPoint free?

LendingPoint is free to download, with no in-app purchases.

### Is LoanReady free?

LoanReady is free to download, with no in-app purchases.

### Which has better reviews, LendingPoint or LoanReady?

LoanReady is rated higher. LendingPoint averages 4.8 out of 5 from 3.2K ratings, while LoanReady averages 5.0 from 4 ratings.

### Do LendingPoint or LoanReady have ads?

LoanReady shows ads; LendingPoint does not.

### Which is updated more often, LendingPoint or LoanReady?

LendingPoint ships an update fortnightly, and LoanReady monthly. Most recently, LendingPoint was updated on September 24, 2026 and LoanReady on June 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*