# LendingPoint vs Together Loans

The clearest difference is rating: LendingPoint at 4.8 against Together Loans's 4.2. LendingPoint also leads on review sentiment (62% vs 26%) and ratings volume (3.2K vs 411). Together Loans's advantage is chart position (#174 vs unranked). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

LendingPoint holds the better App Store score, 4.8 against 4.2. That said, the two scores are not equally well evidenced: LendingPoint has 3.2K ratings behind it against 411, so its average is the more settled of the two. Written reviews point the same way: 62% of LendingPoint's written reviews are positive against 26% of Together Loans's.

Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on October 26, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | LendingPoint | Together Loans |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (3.2K ratings)](https://appshunter.io/ios/app/lendingpoint/id1488985079/reviews)** | [4.2 (411 ratings)](https://appshunter.io/ios/app/together-loans/id6480202690/reviews) |
| Number of ratings | **3.2K** | 411 |
| Positive reviews | **62.0% of reviews** | 25.6% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Fortnightly | Fortnightly |
| Monetization | Free | Free |
| Best chart rank | — | **#174** |
| Size | 36 MB | 38 MB |
| Requires iOS | **15.1** | 15.6 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [LendingPoint LLC](https://appshunter.io/developer/1488985078) | [Transform Credit](https://appshunter.io/developer/1738457418) |

## What reviewers say

### LendingPoint

[App page](https://appshunter.io/ios/app/lendingpoint/id1488985079)

Manage your personal loans and financial goals with this comprehensive finance app. Check loan rates, make payments, and update your information seamlessly. It's designed to help you achieve financial well-being.

**Highlights:** Check personal loan rates, Manage existing loans, Make loan payments, Update personal information, Track financial goals, Hassle-free account management

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast service
- 👍 Easy process
- 🤝 Helpful customer service
- 💰 Reasonable rates
- 🙏 Compassionate in difficult times

**What reviewers complain about**

- 🐛 App crashes and freezes
- 🔒 Login and account access issues
- 📆 Inflexible payment scheduling
- 🤖 Unreliable app and website

**Reported bugs**

- App freezes on contact information page
- Unable to log in or access account
- Inconsistent app and website functionality

**Requested features**

- Allow extra payments without issues
- Improve app stability and user experience
- Provide more transparency on loan details


### Together Loans

[App page](https://appshunter.io/ios/app/together-loans/id6480202690)

**Currently charting:** #174 Top Free · Finance (US App Store)

This app offers personal loans based on trust rather than solely on credit history. It allows users to apply for loans, view statements, make payments, and access support in real-time. Users can also top up existing loans or borrow more.

**Highlights:** Apply for loans in-app, View loan details, Access statements, Secure payments, Real-time loan support, Top up and borrow more

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is LendingPoint free?

LendingPoint is free to download, with no in-app purchases.

### Is Together Loans free?

Together Loans is free to download, with no in-app purchases.

### Which has better reviews, LendingPoint or Together Loans?

LendingPoint is rated higher. LendingPoint averages 4.8 out of 5 from 3.2K ratings, while Together Loans averages 4.2 from 411 ratings.

### Do LendingPoint or Together Loans have ads?

Neither LendingPoint nor Together Loans shows ads.

### Which is updated more often, LendingPoint or Together Loans?

LendingPoint ships an update fortnightly, and Together Loans fortnightly. Most recently, LendingPoint was updated on October 26, 2026 and Together Loans on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*