# LendingPoint vs AM

The clearest difference is update cadence: LendingPoint at fortnightly against AM's every 4 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

LendingPoint ships an update fortnightly, AM every 4 months. The most recent releases landed on November 3, 2026 and November 8, 2026 respectively.

## The numbers

| Metric | LendingPoint | AM |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (3.2K ratings)](https://appshunter.io/ios/app/lendingpoint/id1488985079/reviews)** | — |
| Number of ratings | **3.2K** | — |
| Positive reviews | 62.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 4 months |
| Monetization | Free | — |
| Size | 36 MB | 16 MB |
| Requires iOS | 15.1 | **14.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [LendingPoint LLC](https://appshunter.io/developer/1488985078) | [Expersoft Systems AG](https://appshunter.io/developer/977671667) |

## What reviewers say

### LendingPoint

[App page](https://appshunter.io/ios/app/lendingpoint/id1488985079)

Manage your personal loans and financial goals with this comprehensive finance app. Check loan rates, make payments, and update your information seamlessly. It's designed to help you achieve financial well-being.

**Highlights:** Check personal loan rates, Manage existing loans, Make loan payments, Update personal information, Track financial goals, Hassle-free account management

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast service
- 👍 Easy process
- 🤝 Helpful customer service
- 💰 Reasonable rates
- 🙏 Compassionate in difficult times

**What reviewers complain about**

- 🐛 App crashes and freezes
- 🔒 Login and account access issues
- 📆 Inflexible payment scheduling
- 🤖 Unreliable app and website

**Reported bugs**

- App freezes on contact information page
- Unable to log in or access account
- Inconsistent app and website functionality

**Requested features**

- Allow extra payments without issues
- Improve app stability and user experience
- Provide more transparency on loan details


### AM

[App page](https://appshunter.io/ios/app/am-one-mobile/id6738284025)

**In-app purchases:** none


## Frequently asked questions

### Is LendingPoint free?

LendingPoint is free to download, with no in-app purchases.

### Is AM free?

AM is free to download, with no in-app purchases.

### Do LendingPoint or AM have ads?

Neither LendingPoint nor AM shows ads.

### Which is updated more often, LendingPoint or AM?

LendingPoint ships an update fortnightly, and AM every 4 months. Most recently, LendingPoint was updated on November 3, 2026 and AM on November 8, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*