# LendingPoint vs Fairtabs

The clearest difference is in-app purchases: LendingPoint at none against Fairtabs's 2. LendingPoint also leads on ratings volume (3.2K vs 2) and iOS requirement (15.1 vs 26.0). Fairtabs's advantage is update cadence (every 3 days vs fortnightly) and rating (5.0 vs 4.8). On price, ads and device support there is nothing between them.

Both are free to download. Fairtabs sells 2 in-app purchases, starting at $1.99 per month. LendingPoint asks for nothing beyond the download.

Fairtabs holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: LendingPoint has 3.2K ratings behind it against 2, so its average is the more settled of the two.

LendingPoint ships an update fortnightly, Fairtabs every 3 days. The most recent releases landed on October 12, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | LendingPoint | Fairtabs |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (3.2K ratings)](https://appshunter.io/ios/app/lendingpoint/id1488985079/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/fairtabs-split-bills/id6766775163/reviews)** |
| Number of ratings | **3.2K** | 2 |
| Positive reviews | 62.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Fortnightly | **Every 3 days** |
| Monetization | **Free** | Freemium |
| Size | 36 MB | 9 MB |
| Requires iOS | **15.1** | 26.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [LendingPoint LLC](https://appshunter.io/developer/1488985078) | [Fairtabs](https://appshunter.io/developer/1896324112) |

## What reviewers say

### LendingPoint

[App page](https://appshunter.io/ios/app/lendingpoint/id1488985079)

Manage your personal loans and financial goals with this comprehensive finance app. Check loan rates, make payments, and update your information seamlessly. It's designed to help you achieve financial well-being.

**Highlights:** Check personal loan rates, Manage existing loans, Make loan payments, Update personal information, Track financial goals, Hassle-free account management

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast service
- 👍 Easy process
- 🤝 Helpful customer service
- 💰 Reasonable rates
- 🙏 Compassionate in difficult times

**What reviewers complain about**

- 🐛 App crashes and freezes
- 🔒 Login and account access issues
- 📆 Inflexible payment scheduling
- 🤖 Unreliable app and website

**Reported bugs**

- App freezes on contact information page
- Unable to log in or access account
- Inconsistent app and website functionality

**Requested features**

- Allow extra payments without issues
- Improve app stability and user experience
- Provide more transparency on loan details


### Fairtabs

[App page](https://appshunter.io/ios/app/fairtabs-split-bills/id6766775163)

Easily split expenses with friends and roommates. Snap receipts for automatic itemization, track balances, and settle up seamlessly through your preferred payment apps. Manage recurring bills and gain insights into your spending.

**Highlights:** Receipt OCR for automatic data entry, One-tap settlement via trusted payment apps, Trip expense recaps, Running balance per friendship, Recurring expense management, Spending insights by category and friend

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Plus (Monthly) | $1.99 | per month |
| Plus (Yearly) | $17.99 | per year |


## Frequently asked questions

### Is LendingPoint free?

LendingPoint is free to download, with no in-app purchases.

### Is Fairtabs free?

Fairtabs is free to download, with in-app purchases available.

### Which has better reviews, LendingPoint or Fairtabs?

Fairtabs is rated higher. LendingPoint averages 4.8 out of 5 from 3.2K ratings, while Fairtabs averages 5.0 from 2 ratings.

### Do LendingPoint or Fairtabs have ads?

Neither LendingPoint nor Fairtabs shows ads.

### Which is updated more often, LendingPoint or Fairtabs?

LendingPoint ships an update fortnightly, and Fairtabs every 3 days. Most recently, LendingPoint was updated on October 12, 2026 and Fairtabs on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*