# LendingPoint vs StackWise

The clearest difference is in-app purchases: LendingPoint at none against StackWise's 2. LendingPoint also leads on iOS requirement (15.1 vs 17.6). StackWise's advantage is update cadence (daily vs fortnightly). On price, ads and device support there is nothing between them.

Both are free to download. StackWise sells 2 in-app purchases, starting at $3.99 per month. LendingPoint asks for nothing beyond the download.

LendingPoint ships an update fortnightly, StackWise daily. Both last shipped on October 26, 2026.

## The numbers

| Metric | LendingPoint | StackWise |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (3.2K ratings)](https://appshunter.io/ios/app/lendingpoint/id1488985079/reviews)** | — |
| Number of ratings | **3.2K** | — |
| Positive reviews | 62.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Fortnightly | **Daily** |
| Monetization | Free | — |
| Size | 36 MB | 5 MB |
| Requires iOS | **15.1** | 17.6 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 17+ |
| Developer | [LendingPoint LLC](https://appshunter.io/developer/1488985078) | [Brandon Clark](https://appshunter.io/developer/6814699160) |

## What reviewers say

### LendingPoint

[App page](https://appshunter.io/ios/app/lendingpoint/id1488985079)

Manage your personal loans and financial goals with this comprehensive finance app. Check loan rates, make payments, and update your information seamlessly. It's designed to help you achieve financial well-being.

**Highlights:** Check personal loan rates, Manage existing loans, Make loan payments, Update personal information, Track financial goals, Hassle-free account management

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast service
- 👍 Easy process
- 🤝 Helpful customer service
- 💰 Reasonable rates
- 🙏 Compassionate in difficult times

**What reviewers complain about**

- 🐛 App crashes and freezes
- 🔒 Login and account access issues
- 📆 Inflexible payment scheduling
- 🤖 Unreliable app and website

**Reported bugs**

- App freezes on contact information page
- Unable to log in or access account
- Inconsistent app and website functionality

**Requested features**

- Allow extra payments without issues
- Improve app stability and user experience
- Provide more transparency on loan details


### StackWise

[App page](https://appshunter.io/ios/app/stackwise-precious-metals/id6814699158)

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| StackWise Pro Monthly | $3.99 | per month |
| StackWise Pro Annual | $29.99 | per year |


## Frequently asked questions

### Is LendingPoint free?

LendingPoint is free to download, with no in-app purchases.

### Is StackWise free?

StackWise is free to download, with in-app purchases available.

### Do LendingPoint or StackWise have ads?

Neither LendingPoint nor StackWise shows ads.

### Which is updated more often, LendingPoint or StackWise?

LendingPoint ships an update fortnightly, and StackWise daily. Most recently, LendingPoint was updated on October 26, 2026 and StackWise on October 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*