# Capital Group RKDirect 401k vs AdviceWorks®

The clearest difference is rating: Capital Group RKDirect 401k at 4.7 against AdviceWorks®'s 3.7. Capital Group RKDirect 401k also leads on ratings volume (12K vs 146) and review sentiment (28% vs 16%). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Capital Group RKDirect 401k holds the better App Store score, 4.7 against 3.7. That said, the two scores are not equally well evidenced: Capital Group RKDirect 401k has 12K ratings behind it against 146, so its average is the more settled of the two. Written reviews point the same way: 28% of Capital Group RKDirect 401k's written reviews are positive against 16% of AdviceWorks®'s.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Capital Group RKDirect 401k | AdviceWorks® |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (12K ratings)](https://appshunter.io/ios/app/capital-group-rkdirect-401k/id1489216038/reviews)** | [3.7 (146 ratings)](https://appshunter.io/ios/app/adviceworks/id6466180905/reviews) |
| Number of ratings | **12K** | 146 |
| Positive reviews | **27.7% of reviews** | 16.1% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | Free | Free |
| Size | 42 MB | 46 MB |
| Requires iOS | **15.6** | 16.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [SS&C Technologies, Inc.](https://appshunter.io/developer/438722215) | [Cetera Financial Group®, Inc.](https://appshunter.io/developer/1313445777) |

## What reviewers say

### Capital Group RKDirect 401k

[App page](https://appshunter.io/ios/app/capital-group-rkdirect-401k/id1489216038)

Manage your employer-sponsored retirement plan on the go. View account details like balances, rates of return, and transaction history. Make changes to your investments, contribution allocations, and personal information as permitted by your plan.

**Highlights:** View account balances, Check personal rate of return, Review transaction history, Adjust contribution allocations, Exchange between funds, Rebalance account, Update personal information

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 👍 Clean portfolio
- 👍 Excellent support
- 👍 Great app
- 👍 Truly excellent

**What reviewers complain about**

- 🐛 Biometrics issues
- 🐛 Login issues
- 🐛 App not working
- 🐛 Buggy UI
- 🐛 Lack of features

**Reported bugs**

- App crashes on login
- Incorrect account balances
- Biometrics not working
- Frequent login issues
- App not loading past splash screen

**Requested features**

- Add retirement calculator
- Improve reporting and analytics
- Add distribution option
- Allow contribution rate changes
- Provide more investment options


### AdviceWorks®

[App page](https://appshunter.io/ios/app/adviceworks/id6466180905)

Manage your complete financial overview on the go. This app offers tools for seamless control, enhanced collaboration with your financial professional, and secure document storage. Stay informed about your accounts, net worth, and performance with intuitive features.

**Highlights:** Comprehensive account overview dashboard, Net worth tracking with linked accounts, Secure document vault for statements and reports, Face ID/Touch ID login for enhanced security, Direct communication and document sharing with advisor

**In-app purchases:** none

**What reviewers like**

- 👍 Access to accounts and documents
- 👍 Intuitive and straightforward navigation
- 👍 Face ID login support
- 👍 Seamless interface for tracking finances
- 👍 Useful for viewing account balances

**What reviewers complain about**

- 🐛 Frequent login issues
- 🐛 App crashes frequently
- 🐛 Inconsistent data updates
- 🐛 Missing key features from web version
- 🐛 Not user-friendly interface

**Reported bugs**

- Not logging in after updates
- App requires turning off privacy settings to log in
- Trades not showing for days
- Holdings frequently missing
- App logs out after closing

**Requested features**

- Integrate features like organizing accounts, reviewing cash flows
- Enable landscape mode for tablets
- Add historical charts of balance or asset performance
- Implement stock lookup functionality
- Allow password changes within the app


## Frequently asked questions

### Is Capital Group RKDirect 401k free?

Capital Group RKDirect 401k is free to download, with no in-app purchases.

### Is AdviceWorks® free?

AdviceWorks® is free to download, with no in-app purchases.

### Which has better reviews, Capital Group RKDirect 401k or AdviceWorks®?

Capital Group RKDirect 401k is rated higher. Capital Group RKDirect 401k averages 4.7 out of 5 from 12K ratings, while AdviceWorks® averages 3.7 from 146 ratings.

### Do Capital Group RKDirect 401k or AdviceWorks® have ads?

Neither Capital Group RKDirect 401k nor AdviceWorks® shows ads.

### Which is updated more often, Capital Group RKDirect 401k or AdviceWorks®?

Capital Group RKDirect 401k ships an update monthly, and AdviceWorks® monthly. Most recently, Capital Group RKDirect 401k was updated on November 3, 2026 and AdviceWorks® on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*