# EXCH Mobile vs Metro Bank Authenticator

The clearest difference is review sentiment: EXCH Mobile at 88% against Metro Bank Authenticator's 0%. EXCH Mobile also leads on update cadence (monthly vs every 12 months). Metro Bank Authenticator's advantage is monetization model (free vs ad-supported) and iOS requirement (14.0 vs 18.4). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

EXCH Mobile ships an update monthly, Metro Bank Authenticator every 12 months. Both last shipped on October 24, 2026.

## The numbers

| Metric | EXCH Mobile | Metro Bank Authenticator |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (869 ratings)](https://appshunter.io/ios/app/exch-mobile/id1489238514/reviews)** | — |
| Number of ratings | **869** | — |
| Positive reviews | **87.5% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 12 months |
| Monetization | Ad-supported | **Free** |
| Size | 198 MB | 12 MB |
| Requires iOS | 18.4 | **14.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Exchange Bank (GA)](https://appshunter.io/developer/636269649) | [MetroBank](https://appshunter.io/developer/854725531) |

## What reviewers say

### EXCH Mobile

[App page](https://appshunter.io/ios/app/exch-mobile/id1489238514)

Consolidate all your financial accounts into one secure platform. Manage transactions, set alerts, make payments, and deposit checks with ease. This app empowers you to take control of your finances from anywhere.

**Highlights:** Aggregate financial accounts, Organize transactions with tags and notes, Set balance alerts, Make payments and transfer money, Mobile check deposit, Debit card management, View monthly statements

**Features:** Apple Wallet

**In-app purchases:** none


### Metro Bank Authenticator

[App page](https://appshunter.io/ios/app/metro-bank-authenticator/id1524446800)

This app provides a secure and convenient way for Metro Bank Business customers to authenticate online banking actions. It replaces the need for a physical security device, allowing for quick verification of logins, payments, and account changes directly from your mobile.

**Highlights:** Authenticate online banking actions, Secure login verification, Approve new payment setups, Confirm account changes, Replaces physical security devices, Convenient mobile authentication

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is EXCH Mobile free?

EXCH Mobile is free to download, with no in-app purchases.

### Is Metro Bank Authenticator free?

Metro Bank Authenticator is free to download, with no in-app purchases.

### Do EXCH Mobile or Metro Bank Authenticator have ads?

Neither EXCH Mobile nor Metro Bank Authenticator shows ads.

### Which is updated more often, EXCH Mobile or Metro Bank Authenticator?

EXCH Mobile ships an update monthly, and Metro Bank Authenticator every 12 months. Most recently, EXCH Mobile was updated on October 24, 2026 and Metro Bank Authenticator on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*