# EXCH Mobile vs CGR CU

The clearest difference is rating: EXCH Mobile at 4.9 against CGR CU's 4.0. EXCH Mobile also leads on ratings volume (851 vs 6) and update cadence (monthly vs every 4 months). CGR CU's advantage is monetization model (free vs ad-supported) and iOS requirement (15.1 vs 18.4). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

EXCH Mobile holds the better App Store score, 4.9 against 4.0. That said, the two scores are not equally well evidenced: EXCH Mobile has 851 ratings behind it against 6, so its average is the more settled of the two.

EXCH Mobile ships an update monthly, CGR CU every 4 months. The most recent releases landed on September 22, 2026 and September 25, 2026 respectively.

## The numbers

| Metric | EXCH Mobile | CGR CU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (851 ratings)](https://appshunter.io/ios/app/exch-mobile/id1489238514/reviews)** | [4.0 (6 ratings)](https://appshunter.io/ios/app/cgr-cu/id6475695172/reviews) |
| Number of ratings | **851** | 6 |
| Positive reviews | 87.5% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 4 months |
| Monetization | Ad-supported | **Free** |
| Size | 179 MB | 71 MB |
| Requires iOS | 18.4 | **15.1** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Exchange Bank (GA)](https://appshunter.io/developer/636269649) | [CGR Credit Union](https://appshunter.io/developer/596101992) |

## What reviewers say

### EXCH Mobile

[App page](https://appshunter.io/ios/app/exch-mobile/id1489238514)

Consolidate all your financial accounts into one secure platform. Manage transactions, set alerts, make payments, and deposit checks with ease. This app empowers you to take control of your finances from anywhere.

**Highlights:** Aggregate financial accounts, Organize transactions with tags and notes, Set balance alerts, Make payments and transfer money, Mobile check deposit, Debit card management, View monthly statements

**Features:** Apple Wallet

**In-app purchases:** none


### CGR CU

[App page](https://appshunter.io/ios/app/cgr-cu/id6475695172)

Manage your finances conveniently from your mobile device. Check balances, view transaction history, transfer funds, pay bills, and deposit checks securely. Stay on top of your accounts anytime, anywhere.

**Highlights:** Check account balances, View transaction history, Transfer funds between accounts, Pay bills and loans, Deposit checks remotely, Secure messaging with bank

**In-app purchases:** none


## Frequently asked questions

### Is EXCH Mobile free?

EXCH Mobile is free to download, with no in-app purchases.

### Is CGR CU free?

CGR CU is free to download, with no in-app purchases.

### Which has better reviews, EXCH Mobile or CGR CU?

EXCH Mobile is rated higher. EXCH Mobile averages 4.9 out of 5 from 851 ratings, while CGR CU averages 4.0 from 6 ratings.

### Do EXCH Mobile or CGR CU have ads?

Neither EXCH Mobile nor CGR CU shows ads.

### Which is updated more often, EXCH Mobile or CGR CU?

EXCH Mobile ships an update monthly, and CGR CU every 4 months. Most recently, EXCH Mobile was updated on September 22, 2026 and CGR CU on September 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*