# Bold vs Expense Tracker

The clearest difference is in-app purchases: Bold at none against Expense Tracker's 10. Bold also leads on update cadence (every 6 days vs every 2 weeks) and iOS requirement (15.0 vs 18.0). On price, rating, review sentiment and ratings volume there is nothing between them.

Both are free to download. Expense Tracker sells 10 in-app purchases, starting at $2.99 per month. Bold asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 4.9 for Bold against 4.8 for Expense Tracker. Both are backed by a comparable volume of ratings — 526 and 891 respectively. Written reviews are what separate them: 75% of Bold's written reviews are positive against 83% of Expense Tracker's.

Bold ships an update every 6 days, Expense Tracker every 2 weeks. Both last shipped on November 7, 2026.

## The numbers

| Metric | Bold | Expense Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (526 ratings)](https://appshunter.io/ios/app/bold/id1489537348/reviews)** | [4.8 (891 ratings)](https://appshunter.io/ios/app/expense-tracker-monai/id6447112647/reviews) |
| Number of ratings | 526 | **891** |
| Positive reviews | 75.0% of reviews | **82.6% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Every 6 days** | Every 2 weeks |
| Monetization | **Free** | Free with in-app purchases |
| Size | 857 MB | 54 MB |
| Requires iOS | **15.0** | 18.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [BOLD.CO S.A.S.](https://appshunter.io/developer/1489537347) | [Florian Vates](https://appshunter.io/developer/1544416478) |

## What reviewers say

### Bold

[App page](https://appshunter.io/ios/app/bold/id1489537348)

This financial management app helps businesses in Latin America process payments, manage funds, and access credit. It offers POS solutions, QR code generation, payment links, and online store integrations. Users can also rentabilize sales revenue and make instant transfers.

**Highlights:** POS payment processing, QR code and payment link generation, Online store payment integrations, Digital account management, Instant money transfers, Debit card with no fees, Instant loan access

**Features:** Apple Wallet

**In-app purchases:** none


### Expense Tracker

[App page](https://appshunter.io/ios/app/expense-tracker-monai/id6447112647)

Effortlessly track daily expenses with AI-powered voice input and automatic categorization. Enjoy a beautiful, clutter-free interface and secure iCloud storage. Offers a free trial before subscription.

**Highlights:** AI-powered voice expense input, Automatic expense categorization, Manual expense entry, Customizable categories, Beautiful and intuitive UI/UX, Secure iCloud storage, Privacy-friendly, no login required

**Features:** macOS Compatibility, Family Sharing, Vision Pro support, iPhone Duo support

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Student Monthly | $2.99 | per month |
| Basic monthly intro | $2.99 | per month |
| Advanced | $2.99 | per month |
| Family month intro | $3.99 | per month |
| Basic monthly | $3.99 | per month |
| Family | $3.99 | per month |
| Monthly | $7.99 | per month |
| Student Yearly | $24.99 | per year |
| Basic yearly intro | $24.99 | per year |
| Advanced | $24.99 | per year |

**What reviewers like**

- 🚀 Dictate transactions, no need to enter individually
- 🚀 Simple and easy to use
- 👍 Shared account for couples
- 👍 Practical, solves the problem of writing down expenses
- 👍 Intuitive and effective

**What reviewers complain about**

- 🐛 Doesn't register all transactions, especially Apple Pay
- 🔒 Requires payment to use, no free trial
- 🔒 Stops working on alternative devices after paying
- 🔒 Limited features in free version
- 🐛 Voice input sometimes gets stuck or has errors

**Reported bugs**

- Doesn't register all bank transactions
- Incompatible with some devices or iOS versions
- Sharing large lists doesn't work

**Requested features**

- Weekly/daily expense view
- Separate savings category
- Ability to add past expenses
- Multi-currency support
- Improved reporting and analytics


## Frequently asked questions

### Is Bold free?

Bold is free to download, with no in-app purchases.

### Is Expense Tracker free?

Expense Tracker is free to download, with in-app purchases available.

### Which has better reviews, Bold or Expense Tracker?

Bold is rated higher. Bold averages 4.9 out of 5 from 526 ratings, while Expense Tracker averages 4.8 from 891 ratings.

### Do Bold or Expense Tracker have ads?

Neither Bold nor Expense Tracker shows ads.

### Which is updated more often, Bold or Expense Tracker?

Bold ships an update every 6 days, and Expense Tracker every 2 weeks. Most recently, Bold was updated on November 7, 2026 and Expense Tracker on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*