# Extra vs Pebblescore

The clearest difference is ads: Pebblescore at none against Extra's shown. Pebblescore also leads on monetization model (free vs free with in-app purchases) and update cadence (weekly vs monthly). Extra's advantage is ratings volume (9.5K vs 130). On price, rating, review sentiment and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.6 for Extra against 4.5 for Pebblescore. That said, the two scores are not equally well evidenced: Extra has 9.5K ratings behind it against 130, so its average is the more settled of the two. Written reviews are what separate them: 62% of Extra's written reviews are positive against 67% of Pebblescore's.

Extra ships an update monthly, Pebblescore weekly. The most recent releases landed on September 27, 2026 and September 26, 2026 respectively.

## The numbers

| Metric | Extra | Pebblescore |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (9.5K ratings)](https://appshunter.io/ios/app/extra/id1489550124/reviews)** | [4.5 (130 ratings)](https://appshunter.io/ios/app/pebblescore/id6450597267/reviews) |
| Number of ratings | **9.5K** | 130 |
| Positive reviews | 62.4% of reviews | **66.7% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Monthly | **Weekly** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 90 MB | 53 MB |
| Requires iOS | 16.0 | **14.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [The Aligned Company](https://appshunter.io/developer/1438277172) | [Pebblescore Data Services Limited](https://appshunter.io/developer/1693990811) |

## What reviewers say

### Extra

[App page](https://appshunter.io/ios/app/extra/id1489550124)

Build credit history without a traditional credit card. This debit card helps you track spending, earn rewards, and report payments to credit bureaus. Apply quickly with no credit check required.

**Highlights:** Build credit without a credit card, Earn reward points on purchases, No credit check required for application, Track purchases and spending, Exclusive app content and giveaways, Easy card management

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Game changer for building credit
- 👍 Friendly and helpful customer support
- 💡 Informative financial education videos
- 🚀 Seamless and convenient credit building
- 👍 Great for budgeting and money management

**What reviewers complain about**

- 🐛 Inconsistent bank account syncing and balance updates
- 🔒 Concerns about security and fraud protection
- 🔒 Inability to cancel subscription easily
- 🔒 Unauthorized changes made to accounts

**Reported bugs**

- Rewards page bugs and issues
- Inconsistent spend power limits and increases

**Requested features**

- Reporting to all three major credit bureaus
- Ability to cash out reward points
- Faster bank account syncing and balance updates


### Pebblescore

[App page](https://appshunter.io/ios/app/pebblescore/id6450597267)

This app helps users improve their credit history and gain access to better loan opportunities. It provides personalized recommendations and tools to check credit scores and reports from major bureaus, empowering users to achieve financial goals.

**Highlights:** Credit score checking, Comprehensive credit reports, Personalized improvement recommendations, Access to low-interest loans, Financial goal achievement tools

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Extra free?

Extra is free to download, with no in-app purchases.

### Is Pebblescore free?

Pebblescore is free to download, with no in-app purchases.

### Which has better reviews, Extra or Pebblescore?

Extra is rated higher. Extra averages 4.6 out of 5 from 9.5K ratings, while Pebblescore averages 4.5 from 130 ratings.

### Do Extra or Pebblescore have ads?

Extra shows ads; Pebblescore does not.

### Which is updated more often, Extra or Pebblescore?

Extra ships an update monthly, and Pebblescore weekly. Most recently, Extra was updated on September 27, 2026 and Pebblescore on September 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*