# Extra vs HighcreditPro

The clearest difference is review sentiment: HighcreditPro at 100% against Extra's 63%. HighcreditPro also leads on ads (none vs shown) and rating (5.0 vs 4.6). Extra's advantage is ratings volume (9.5K vs 10) and update cadence (monthly vs every 2 months). On price and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

HighcreditPro holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Extra has 9.5K ratings behind it against 10, so its average is the more settled of the two. Written reviews point the same way: 63% of Extra's written reviews are positive against 100% of HighcreditPro's.

Extra ships an update monthly, HighcreditPro every 2 months. The most recent releases landed on October 15, 2026 and October 2, 2026 respectively.

## The numbers

| Metric | Extra | HighcreditPro |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (9.5K ratings)](https://appshunter.io/ios/app/extra/id1489550124/reviews) | **[5.0 (10 ratings)](https://appshunter.io/ios/app/highcreditpro/id6472881700/reviews)** |
| Number of ratings | **9.5K** | 10 |
| Positive reviews | 63.4% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Monthly** | Every 2 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 90 MB | 39 MB |
| Requires iOS | 16.0 | **14.0.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [The Aligned Company](https://appshunter.io/developer/1438277172) | [Highcreditsolucion LLC](https://appshunter.io/developer/1718030439) |

## What reviewers say

### Extra

[App page](https://appshunter.io/ios/app/extra/id1489550124)

Build credit history without a traditional credit card. This debit card helps you track spending, earn rewards, and report payments to credit bureaus. Apply quickly with no credit check required.

**Highlights:** Build credit without a credit card, Earn reward points on purchases, No credit check required for application, Track purchases and spending, Exclusive app content and giveaways, Easy card management

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Game changer for building credit
- 👍 Friendly and helpful customer support
- 💡 Informative financial education videos
- 🚀 Seamless and convenient credit building
- 👍 Great for budgeting and money management

**What reviewers complain about**

- 🐛 Inconsistent bank account syncing and balance updates
- 🔒 Concerns about security and fraud protection
- 🔒 Inability to cancel subscription easily
- 🔒 Unauthorized changes made to accounts

**Reported bugs**

- Rewards page bugs and issues
- Inconsistent spend power limits and increases

**Requested features**

- Reporting to all three major credit bureaus
- Ability to cash out reward points
- Faster bank account syncing and balance updates


### HighcreditPro

[App page](https://appshunter.io/ios/app/highcreditpro/id6472881700)

Take control of your financial future with this app. Monitor your credit score in real-time, dispute errors instantly, and create a debt payoff plan. Access expert guides to improve your credit and achieve financial independence.

**Highlights:** Real-time credit monitoring, Instant dispute submission, Debt payoff planner, Credit score simulator, Expert credit guides, 24/7 real-time alerts

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Extra free?

Extra is free to download, with no in-app purchases.

### Is HighcreditPro free?

HighcreditPro is free to download, with no in-app purchases.

### Which has better reviews, Extra or HighcreditPro?

HighcreditPro is rated higher. Extra averages 4.6 out of 5 from 9.5K ratings, while HighcreditPro averages 5.0 from 10 ratings.

### Do Extra or HighcreditPro have ads?

Extra shows ads; HighcreditPro does not.

### Which is updated more often, Extra or HighcreditPro?

Extra ships an update monthly, and HighcreditPro every 2 months. Most recently, Extra was updated on October 15, 2026 and HighcreditPro on October 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*