# Extra vs Binta

The clearest difference is review sentiment: Binta at 100% against Extra's 63%. Binta also leads on rating (5.0 vs 4.6) and update cadence (every 11 days vs monthly). Extra's advantage is ratings volume (9.5K vs 2). On price, ads, in-app purchases and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Binta holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Extra has 9.5K ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 63% of Extra's written reviews are positive against 100% of Binta's.

Extra ships an update monthly, Binta every 11 days. The most recent releases landed on October 15, 2026 and September 26, 2026 respectively.

## The numbers

| Metric | Extra | Binta |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (9.5K ratings)](https://appshunter.io/ios/app/extra/id1489550124/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/binta/id6477848785/reviews)** |
| Number of ratings | **9.5K** | 2 |
| Positive reviews | 63.4% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | Yes |
| Update frequency | Monthly | **Every 11 days** |
| Monetization | Free with in-app purchases | **Ad-supported** |
| Size | 90 MB | 41 MB |
| Requires iOS | 16.0 | **15.1** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [The Aligned Company](https://appshunter.io/developer/1438277172) | [Binta Financial Inc](https://appshunter.io/developer/1730845705) |

## What reviewers say

### Extra

[App page](https://appshunter.io/ios/app/extra/id1489550124)

Build credit history without a traditional credit card. This debit card helps you track spending, earn rewards, and report payments to credit bureaus. Apply quickly with no credit check required.

**Highlights:** Build credit without a credit card, Earn reward points on purchases, No credit check required for application, Track purchases and spending, Exclusive app content and giveaways, Easy card management

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Game changer for building credit
- 👍 Friendly and helpful customer support
- 💡 Informative financial education videos
- 🚀 Seamless and convenient credit building
- 👍 Great for budgeting and money management

**What reviewers complain about**

- 🐛 Inconsistent bank account syncing and balance updates
- 🔒 Concerns about security and fraud protection
- 🔒 Inability to cancel subscription easily
- 🔒 Unauthorized changes made to accounts

**Reported bugs**

- Rewards page bugs and issues
- Inconsistent spend power limits and increases

**Requested features**

- Reporting to all three major credit bureaus
- Ability to cash out reward points
- Faster bank account syncing and balance updates


### Binta

[App page](https://appshunter.io/ios/app/binta/id6477848785)

This app helps tenants in Canada build their credit history by reporting rent payments to major credit bureaus. It also offers rewards for on-time payments and financial education resources. Landlords can attract and retain responsible tenants by offering this financially beneficial service.

**Highlights:** Report rent payments to credit bureaus, Build and improve credit score, Earn rewards for rent payments, Access financial education resources, Attract and retain responsible tenants, Secure and automatic rent payment reporting

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Extra free?

Extra is free to download, with no in-app purchases.

### Is Binta free?

Binta is free to download, with no in-app purchases.

### Which has better reviews, Extra or Binta?

Binta is rated higher. Extra averages 4.6 out of 5 from 9.5K ratings, while Binta averages 5.0 from 2 ratings.

### Do Extra or Binta have ads?

Both Extra and Binta show ads.

### Which is updated more often, Extra or Binta?

Extra ships an update monthly, and Binta every 11 days. Most recently, Extra was updated on October 15, 2026 and Binta on September 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*