# Extra vs Wealthvision

The clearest difference is in-app purchases: Extra at none against Wealthvision's 8. Wealthvision's advantage is ads (none vs shown) and device support (3 vs 1). On price, update cadence and iOS requirement there is nothing between them.

Both are free to download. Wealthvision sells 8 in-app purchases, starting at $4.99 per month. Extra asks for nothing beyond the download.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 28, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Extra | Wealthvision |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (9.6K ratings)](https://appshunter.io/ios/app/extra/id1489550124/reviews)** | — |
| Number of ratings | **9.6K** | — |
| Positive reviews | 63.4% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | Yes | **No** |
| Update frequency | Monthly | Monthly |
| Monetization | Free with in-app purchases | — |
| Size | 90 MB | 40 MB |
| Requires iOS | 16.0 | **15.1** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 17+ |
| Developer | [The Aligned Company](https://appshunter.io/developer/1438277172) | [Vincent Zhang](https://appshunter.io/developer/1868256258) |

## What reviewers say

### Extra

[App page](https://appshunter.io/ios/app/extra/id1489550124)

Build credit history without a traditional credit card. This debit card helps you track spending, earn rewards, and report payments to credit bureaus. Apply quickly with no credit check required.

**Highlights:** Build credit without a credit card, Earn reward points on purchases, No credit check required for application, Track purchases and spending, Exclusive app content and giveaways, Easy card management

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Game changer for building credit
- 👍 Friendly and helpful customer support
- 💡 Informative financial education videos
- 🚀 Seamless and convenient credit building
- 👍 Great for budgeting and money management

**What reviewers complain about**

- 🐛 Inconsistent bank account syncing and balance updates
- 🔒 Concerns about security and fraud protection
- 🔒 Inability to cancel subscription easily
- 🔒 Unauthorized changes made to accounts

**Reported bugs**

- Rewards page bugs and issues
- Inconsistent spend power limits and increases

**Requested features**

- Reporting to all three major credit bureaus
- Ability to cash out reward points
- Faster bank account syncing and balance updates


### Wealthvision

[App page](https://appshunter.io/ios/app/wealthvision/id6757682757)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (8)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Wealthvision Pro Monthly | $4.99 | per month |
| Wealthvision Pro + AI Monthly | $9.99 | per month |
| Wealthvision Pro 3 Months | $13.49 | per 3 months |
| Wealthvision Pro 6 Months | $24.99 | per 6 months |
| Wealthvision Pro + AI 3 Months | $26.99 | per 3 months |
| Wealthvision Pro Yearly | $49.99 | per year |
| Wealthvision Pro + AI 6 Months | $49.99 | per 6 months |
| Wealthvision Pro + AI Yearly | $99.99 | per year |


## Frequently asked questions

### Is Extra free?

Extra is free to download, with no in-app purchases.

### Is Wealthvision free?

Wealthvision is free to download, with in-app purchases available.

### Do Extra or Wealthvision have ads?

Extra shows ads; Wealthvision does not.

### Which is updated more often, Extra or Wealthvision?

Extra ships an update monthly, and Wealthvision monthly. Most recently, Extra was updated on October 28, 2026 and Wealthvision on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*