# Fin vs Spendwise

The clearest difference is price: Fin at Free against Spendwise's $0.99. Fin also leads on device support (5 vs 2) and iOS requirement (15.0 vs 17.0). Spendwise's advantage is in-app purchases (none vs 10). On update cadence and ads there is nothing between them.

Fin is free to download; Spendwise costs $0.99 up front. Fin sells 10 in-app purchases, starting at $2.99 per month. Spendwise asks for nothing beyond the download.

Fin ships an update every 3 weeks, Spendwise fortnightly. The most recent releases landed on November 3, 2026 and November 4, 2026 respectively.

## The numbers

| Metric | Fin | Spendwise |
| --- | --- | --- |
| Price | **Free** | $0.99 |
| Rating | **[4.3 (63 ratings)](https://appshunter.io/ios/app/fin-budget-planner-app/id1489698531/reviews)** | — |
| Number of ratings | **63** | — |
| Positive reviews | 47.1% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Fortnightly** |
| Monetization | Free with in-app purchases | — |
| Size | 193 MB | 3 MB |
| Requires iOS | **15.0** | 17.0 |
| Devices | **iPhone, iPad, iPod, Apple Watch, Vision Pro** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Thomas Brandstaetter](https://appshunter.io/developer/1000220817) | [WizEyes Tech](https://appshunter.io/developer/1439521845) |

## What reviewers say

### Fin

[App page](https://appshunter.io/ios/app/fin-budget-planner-app/id1489698531)

Manage your finances and achieve your financial goals by tracking and analyzing your income and expenses. This app offers a modern design, customizable categories, and powerful reporting tools to help you stay on top of your money. It works offline and prioritizes your privacy with no bank account connections.

**Highlights:** Budget goal setup, Income and expense tracking, Customizable categories, Multiple account management, Receipt scanning, Interactive charts, Recurring transactions

**Features:** macOS Compatibility, Family Sharing, Apple Watch app

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Fin Premium monthly | $2.99 | per month |
| Fin Premium monthly | $4.99 | per month |
| Fin Premium monthly | $8.99 | per month |
| Fin Premium Family monthly | $9.99 | per month |
| Fin Premium yearly with trial | $19.99 | per year |
| Fin Premium yearly with trial | $39.99 | per year |
| Fin Premium Family yearly | $49.99 | per year |
| Fin Premium yearly with trial | $49.99 | per year |
| Fin Premium Lifetime License | $69.99 | one-time |
| Fin Premium Lifetime License | $74.99 | one-time |


### Spendwise

[App page](https://appshunter.io/ios/app/spendwise-expense-tracker/id6477726440)

**Features:** macOS Compatibility, Vision Pro support, iPhone Duo support

**In-app purchases:** none


## Frequently asked questions

### Is Fin free?

Fin is free to download, with in-app purchases available.

### Is Spendwise free?

Spendwise costs $0.99, with no in-app purchases.

### Do Fin or Spendwise have ads?

Neither Fin nor Spendwise shows ads.

### Which is updated more often, Fin or Spendwise?

Fin ships an update every 3 weeks, and Spendwise fortnightly. Most recently, Fin was updated on November 3, 2026 and Spendwise on November 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*