# Fin vs Spento

The clearest difference is in-app purchases: Spento at none against Fin's 12. Spento also leads on update cadence (every 5 days vs every 3 weeks). Fin's advantage is device support (5 vs 1) and iOS requirement (15.0 vs 26.2). On price and ads there is nothing between them.

Both are free to download. Fin sells 11 in-app purchases, starting at $2.99 per month. Spento asks for nothing beyond the download.

Fin ships an update every 3 weeks, Spento every 5 days. The most recent releases landed on October 25, 2026 and October 19, 2026 respectively.

## The numbers

| Metric | Fin | Spento |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.3 (63 ratings)](https://appshunter.io/ios/app/fin-budget-planner-app/id1489698531/reviews)** | — |
| Number of ratings | **63** | — |
| Positive reviews | 47.1% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 5 days** |
| Monetization | Free with in-app purchases | — |
| Size | 193 MB | 1 MB |
| Requires iOS | **15.0** | 26.2 |
| Devices | **iPhone, iPad, iPod, Apple Watch, Vision Pro** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Thomas Brandstaetter](https://appshunter.io/developer/1000220817) | [David Kueng](https://appshunter.io/developer/1886265296) |

## What reviewers say

### Fin

[App page](https://appshunter.io/ios/app/fin-budget-planner-app/id1489698531)

Manage your finances and achieve your financial goals by tracking and analyzing your income and expenses. This app offers a modern design, customizable categories, and powerful reporting tools to help you stay on top of your money. It works offline and prioritizes your privacy with no bank account connections.

**Highlights:** Budget goal setup, Income and expense tracking, Customizable categories, Multiple account management, Receipt scanning, Interactive charts, Recurring transactions

**Features:** macOS Compatibility, Family Sharing, Apple Watch app

**In-app purchases (11)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Fin Premium monthly | $2.99 | per month |
| Fin Premium monthly | $4.99 | per month |
| Fin Premium monthly | $8.99 | per month |
| Fin Premium Family monthly | $9.99 | per month |
| Fin Premium yearly with trial | $19.99 | per year |
| Fin Premium yearly with trial | $39.99 | per year |
| Fin Premium Family yearly | $49.99 | per year |
| Fin Premium yearly with trial | $49.99 | per year |
| Fin Premium Lifetime License | $69.99 | one-time |
| Fin Premium Lifetime License | $74.99 | one-time |
| Fin Premium Lifetime License | $99.99 | one-time |


### Spento

[App page](https://appshunter.io/ios/app/spento/id6760792375)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Fin free?

Fin is free to download, with in-app purchases available.

### Is Spento free?

Spento is free to download, with no in-app purchases.

### Do Fin or Spento have ads?

Neither Fin nor Spento shows ads.

### Which is updated more often, Fin or Spento?

Fin ships an update every 3 weeks, and Spento every 5 days. Most recently, Fin was updated on October 25, 2026 and Spento on October 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*