# Chamasoft vs Malipo Circles

The clearest difference is rating: Malipo Circles at 5.0 against Chamasoft's 1.0. On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Malipo Circles holds the better App Store score, 5.0 against 1.0. Both are backed by a comparable volume of ratings — 1 and 1 respectively.

Chamasoft ships an update every 2 months, Malipo Circles every 5 weeks. The most recent releases landed on October 24, 2026 and September 27, 2026 respectively.

## The numbers

| Metric | Chamasoft | Malipo Circles |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.0 (1 ratings)](https://appshunter.io/ios/app/chamasoft/id1489712788/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/malipo-circles/id1545870901/reviews)** |
| Number of ratings | 1 | 1 |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 5 weeks** |
| Monetization | Free | Free |
| Size | 47 MB | 78 MB |
| Requires iOS | **15.0** | 15.3 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Digital Vision East Africa](https://appshunter.io/developer/1489712787) | [MALIPO CIRCLES LIMITED](https://appshunter.io/developer/1545870903) |

## What reviewers say

### Chamasoft

[App page](https://appshunter.io/ios/app/chamasoft/id1489712788)

This app automates financial bookkeeping for investment groups, replacing manual methods. It manages member invoicing, payments, and provides online access to financial statements. Features include an e-wallet, expense tracking, and financial reporting.

**Highlights:** Automated member invoicing, Online member financial statements, E-Wallet for payments and withdrawals, Expense and project tracking, Financial reporting, Loan management, Penalty management

**Features:** Vision Pro support

**In-app purchases:** none


### Malipo Circles

[App page](https://appshunter.io/ios/app/malipo-circles/id1545870901)

Manage group savings and loan applications with ease. This financial tool simplifies Chama collections and loan approvals for friends. Handle your group's finances conveniently through a user-friendly interface.

**Highlights:** Group savings management, Loan application and approval, Chama collection handling, Convenient financial management, User-friendly interface

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Chamasoft free?

Chamasoft is free to download, with no in-app purchases.

### Is Malipo Circles free?

Malipo Circles is free to download, with no in-app purchases.

### Which has better reviews, Chamasoft or Malipo Circles?

Malipo Circles is rated higher. Chamasoft averages 1.0 out of 5 from 1 ratings, while Malipo Circles averages 5.0 from 1 ratings.

### Do Chamasoft or Malipo Circles have ads?

Neither Chamasoft nor Malipo Circles shows ads.

### Which is updated more often, Chamasoft or Malipo Circles?

Chamasoft ships an update every 2 months, and Malipo Circles every 5 weeks. Most recently, Chamasoft was updated on October 24, 2026 and Malipo Circles on September 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*