# SFCU Mobile Banking vs 1stMIL

The clearest difference is monetization model: 1stMIL at free against SFCU Mobile Banking's free with in-app purchases. 1stMIL also leads on review sentiment (100% vs 76%) and iOS requirement (13.0 vs 18.4). SFCU Mobile Banking's advantage is ratings volume (2.2K vs 1). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

1stMIL holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: SFCU Mobile Banking has 2.2K ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 76% of SFCU Mobile Banking's written reviews are positive against 100% of 1stMIL's.

SFCU Mobile Banking ships an update monthly, 1stMIL every 3 weeks. The most recent releases landed on November 3, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | SFCU Mobile Banking | 1stMIL |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (2.2K ratings)](https://appshunter.io/ios/app/sfcu-mobile-banking/id1490149011/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/1stmil/id6738164403/reviews)** |
| Number of ratings | **2.2K** | 1 |
| Positive reviews | 76.0% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 3 weeks** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 176 MB | 43 MB |
| Requires iOS | 18.4 | **13.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Signature Federal Credit Union](https://appshunter.io/developer/567808350) | [Josiah Savino](https://appshunter.io/developer/1329632714) |

## What reviewers say

### SFCU Mobile Banking

[App page](https://appshunter.io/ios/app/sfcu-mobile-banking/id1490149011)

Manage all your financial accounts, including those from other institutions, in one place. This app offers tools to organize transactions, set alerts, make payments, transfer funds, deposit checks, and manage your debit card. Secure your finances with passcode and biometric login options.

**Highlights:** Aggregate accounts from multiple institutions, Organize transactions with tags, notes, and photos, Set balance alerts, Make payments and transfer money, Mobile check deposit, Debit card management, Branch and ATM locator

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient mobile banking
- 🚀 Easy to use app
- 💡 Great new features
- 👍 Effortless banking experience

**What reviewers complain about**

- 🐛 Difficulty finding/renaming accounts
- 🐛 Rejected mobile check deposits
- 👎 Dislike of new app design

**Reported bugs**

- Login screen freezes
- Incompatible with older devices

**Requested features**

- Group accounts by number
- Daily balance view for all accounts


### 1stMIL

[App page](https://appshunter.io/ios/app/1stmil/id6738164403)

This finance app helps users track their monthly net income and spending habits. It features a projection model to assess millionaire status and visual pie charts for expense breakdown, simplifying budgeting.

**Highlights:** Monthly net income tracking, Millionaire projection model, Expense breakdown via pie charts, Simplified budgeting tools, Visual spending analysis

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is SFCU Mobile Banking free?

SFCU Mobile Banking is free to download, with no in-app purchases.

### Is 1stMIL free?

1stMIL is free to download, with no in-app purchases.

### Which has better reviews, SFCU Mobile Banking or 1stMIL?

1stMIL is rated higher. SFCU Mobile Banking averages 4.8 out of 5 from 2.2K ratings, while 1stMIL averages 5.0 from 1 ratings.

### Do SFCU Mobile Banking or 1stMIL have ads?

Neither SFCU Mobile Banking nor 1stMIL shows ads.

### Which is updated more often, SFCU Mobile Banking or 1stMIL?

SFCU Mobile Banking ships an update monthly, and 1stMIL every 3 weeks. Most recently, SFCU Mobile Banking was updated on November 3, 2026 and 1stMIL on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*