# 花哪了 | 简单好用的记账工具 & 预算管理软件 vs 多点清单

The clearest difference is price: 多点清单 at Free against 花哪了 | 简单好用的记账工具 & 预算管理软件's $0.99. 多点清单 also leads on iOS requirement (10.0 vs 15.0). 花哪了 | 简单好用的记账工具 & 预算管理软件's advantage is in-app purchases (none vs 8) and update cadence (every 3 weeks vs every 4 months). On rating, ads and device support there is nothing between them.

多点清单 is free to download; 花哪了 | 简单好用的记账工具 & 预算管理软件 costs $0.99 up front. 多点清单 sells 8 in-app purchases, starting at $0.99 per month. 花哪了 | 简单好用的记账工具 & 预算管理软件 asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 5.0 for 花哪了 | 简单好用的记账工具 & 预算管理软件 against 5.0 for 多点清单. Both are backed by a comparable volume of ratings — 3 and 1 respectively.

花哪了 | 简单好用的记账工具 & 预算管理软件 ships an update every 3 weeks, 多点清单 every 4 months. Both last shipped on October 24, 2026.

## The numbers

| Metric | 花哪了 | 简单好用的记账工具 & 预算管理软件 | 多点清单 |
| --- | --- | --- |
| Price | $0.99 | **Free** |
| Rating | [5.0 (3 ratings)](https://appshunter.io/ios/app/and/id1490230617/reviews) | [5.0 (1 ratings)](https://appshunter.io/ios/app/id1557037175/reviews) |
| Number of ratings | **3** | 1 |
| Positive reviews | 93.8% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 4 months |
| Monetization | Paid | — |
| Size | 7 MB | 532 MB |
| Requires iOS | 15.0 | **10.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [XIANG LI](https://appshunter.io/developer/1482267668) | [锐 郭](https://appshunter.io/developer/1434810494) |

## What reviewers say

### 花哪了 | 简单好用的记账工具 & 预算管理软件

[App page](https://appshunter.io/ios/app/and/id1490230617)

This app helps you build a habit of tracking expenses with a focus on privacy and ease of use. It offers quick entry, customizable reminders, and detailed financial statistics, all within a clean and intuitive interface.

**Highlights:** Privacy-focused data storage, No registration or personal info required, Customizable daily expense reminders, Cross-device iCloud synchronization, Fast 2-second transaction entry, Detailed financial statistics, Customizable budget tracking for specific events

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### 多点清单

[App page](https://appshunter.io/ios/app/id1557037175)

**Features:** macOS Compatibility, Siri integration

**In-app purchases (8)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 自动续订月专注场景 | $0.99 | per month |
| 自动续订Plus会员一个月 | $2.49 | per month |
| 专注场景一个月 | $1.99 | one-time |
| Plus会员一个月 | $4.99 | one-time |
| 专注场景三个月 | $4.99 | one-time |
| Plus会员三个月 | $6.99 | one-time |
| 专注场景一年 | $12.99 | one-time |
| Plus会员一年 | $15.99 | one-time |


## Frequently asked questions

### Is 花哪了 | 简单好用的记账工具 & 预算管理软件 free?

花哪了 | 简单好用的记账工具 & 预算管理软件 costs $0.99, with no in-app purchases.

### Is 多点清单 free?

多点清单 is free to download, with in-app purchases available.

### Which has better reviews, 花哪了 | 简单好用的记账工具 & 预算管理软件 or 多点清单?

花哪了 | 简单好用的记账工具 & 预算管理软件 and 多点清单 are both rated 5.0 out of 5 on the App Store, from 3 and 1 ratings respectively.

### Do 花哪了 | 简单好用的记账工具 & 预算管理软件 or 多点清单 have ads?

Neither 花哪了 | 简单好用的记账工具 & 预算管理软件 nor 多点清单 shows ads.

### Which is updated more often, 花哪了 | 简单好用的记账工具 & 预算管理软件 or 多点清单?

花哪了 | 简单好用的记账工具 & 预算管理软件 ships an update every 3 weeks, and 多点清单 every 4 months. Most recently, 花哪了 | 简单好用的记账工具 & 预算管理软件 was updated on October 24, 2026 and 多点清单 on October 24, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*