# APS Iraq vs AsiaPay

The clearest difference is rating: APS Iraq at 3.9 against AsiaPay's 3.4. APS Iraq also leads on update cadence (every 10 days vs every 2 months) and review sentiment (30% vs 15%). AsiaPay's advantage is iOS requirement (13.0 vs 17.0). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

APS Iraq holds the better App Store score, 3.9 against 3.4. Both are backed by a comparable volume of ratings — 325 and 167 respectively. Written reviews point the same way: 30% of APS Iraq's written reviews are positive against 15% of AsiaPay's.

APS Iraq ships an update every 10 days, AsiaPay every 2 months. The most recent releases landed on October 29, 2026 and October 22, 2026 respectively.

## The numbers

| Metric | APS Iraq | AsiaPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.9 (325 ratings)](https://appshunter.io/ios/app/aps-iraq/id1490241440/reviews)** | [3.4 (167 ratings)](https://appshunter.io/ios/app/asiapay/id6444766446/reviews) |
| Number of ratings | **325** | 167 |
| Positive reviews | **30.0% of reviews** | 14.8% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 10 days** | Every 2 months |
| Monetization | Free | Free |
| Size | 193 MB | 91 MB |
| Requires iOS | 17.0 | **13.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Arab Payment Services](https://appshunter.io/developer/1490241439) | [AsiaHawala](https://appshunter.io/developer/1222570700) |

## What reviewers say

### APS Iraq

[App page](https://appshunter.io/ios/app/aps-iraq/id1490241440)

This mobile application provides APS cardholders with a secure and flexible way to access their card information, check balances, and view transactions. It is built with modern technology for a smooth and user-friendly financial management experience.

**Highlights:** Check card information, View account balance, Review transaction history, Secure access, User-friendly interface

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 App design is great
- 👍 Smooth compared to other Iraqi apps
- 👍 Very useful for tracking expenditure
- 👍 Useful for balance and transactions
- 👍 Perfect app

**What reviewers complain about**

- 🐛 App not working abroad (UK, US, Turkey)
- 🐛 Cannot detect payments from client
- 🐛 Cannot know remaining debts
- 🐛 App does not allow registration as user
- 🐛 App refuses payment of dues

**Reported bugs**

- App not working abroad
- Cannot detect payments from client
- Cannot know remaining debts
- App does not allow registration as user
- App refuses payment of dues

**Requested features**

- Support for TBI bank cards
- Support for Development Bank cards
- Add more card support
- Remove restriction of one card per user
- Allow registration as a user


### AsiaPay

[App page](https://appshunter.io/ios/app/asiapay/id6444766446)

This app offers a comprehensive suite of financial services, including e-wallets, money transfers, and bill payments. It aims to boost the economy with cutting-edge solutions and has become a leading payment service provider in Iraq.

**Highlights:** e-Wallets, Money Transfers, Bill Payments, Salary Disbursements, Merchant Payments, Online Shopping, Flight Reservations

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 App is good (Mahmood89)
- 👍 New wallet launch (Ahmad. Y. Y)

**What reviewers complain about**

- 😞 Poor customer service
- 😞 High fees and commissions
- 😞 Outdated interface
- 😞 Slow and unresponsive
- 😞 Unclear app purpose

**Reported bugs**

- App crashes on some iPhones (iOS 16 has no issues)
- Activation code not received
- App does not open
- Bugs in entering new wallet password
- Bugs in purchasing electronic cards

**Requested features**

- Add Master Card top-up option
- Provide mobile top-up (delivery)
- Fix bugs in new wallet
- Improve app interface and font
- Reduce commission fees


## Frequently asked questions

### Is APS Iraq free?

APS Iraq is free to download, with no in-app purchases.

### Is AsiaPay free?

AsiaPay is free to download, with no in-app purchases.

### Which has better reviews, APS Iraq or AsiaPay?

APS Iraq is rated higher. APS Iraq averages 3.9 out of 5 from 325 ratings, while AsiaPay averages 3.4 from 167 ratings.

### Do APS Iraq or AsiaPay have ads?

Neither APS Iraq nor AsiaPay shows ads.

### Which is updated more often, APS Iraq or AsiaPay?

APS Iraq ships an update every 10 days, and AsiaPay every 2 months. Most recently, APS Iraq was updated on October 29, 2026 and AsiaPay on October 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*