# Cenlar Mobile™ vs Shellpoint

The clearest difference is update cadence: Shellpoint at monthly against Cenlar Mobile™'s every 3 months. Shellpoint also leads on review sentiment (55% vs 46%) and device support (3 vs 1). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for Cenlar Mobile™ against 4.9 for Shellpoint. Both are backed by a comparable volume of ratings — 16K and 17K respectively. Written reviews are what separate them: 46% of Cenlar Mobile™'s written reviews are positive against 55% of Shellpoint's.

Cenlar Mobile™ ships an update every 3 months, Shellpoint monthly. The most recent releases landed on September 24, 2026 and September 23, 2026 respectively.

## The numbers

| Metric | Cenlar Mobile™ | Shellpoint |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.9 (16K ratings)](https://appshunter.io/ios/app/cenlar-mobile/id1490450466/reviews) | [4.9 (17K ratings)](https://appshunter.io/ios/app/shellpoint/id6443957708/reviews) |
| Number of ratings | 16K | **17K** |
| Positive reviews | 45.5% of reviews | **55.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Monthly** |
| Monetization | Free | Free |
| Size | 107 MB | 73 MB |
| Requires iOS | 17.0 | **15.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Cenlar](https://appshunter.io/developer/1490450375) | [Newrez LLC](https://appshunter.io/developer/1435999021) |

## What reviewers say

### Cenlar Mobile™

[App page](https://appshunter.io/ios/app/cenlar-mobile/id1490450466)

Manage your home loan conveniently and securely from your mobile device. Make payments, check balances, view statements, and sign up for automatic payments. Utilize calculators to explore interest savings and faster payoff options.

**Highlights:** Make mortgage payments, Check account balance, View statements, Sign up for automatic payments, Mortgage payoff calculators, View escrow details

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly app
- 💡 Helpful calculators and tools
- 🚀 Easy to make payments
- 👍 Convenient and organized
- 👍 Excellent customer service

**What reviewers complain about**

- 🐛 Login and registration issues
- 🐛 Payment scheduling problems
- 🐛 Lack of communication and transparency
- 🐛 Incompatibility with other apps
- 🐛 Outdated and buggy features

**Reported bugs**

- App not working on iPad
- Notifications not functioning properly
- Inability to contact customer service
- Inconsistent app behavior and errors
- Syncing issues with online account

**Requested features**

- Ability to upload photos from mobile device
- Improved navigation and information accessibility
- Better integration with budgeting/money management apps
- Faster payment processing and confirmation
- More frequent escrow analysis updates


### Shellpoint

[App page](https://appshunter.io/ios/app/shellpoint/id6443957708)

Manage your mortgage conveniently online. View account details, make payments, and access important documents directly from your mobile device. Stay on top of your loan with easy-to-use tools.

**Highlights:** View loan account details, Make one-time payments, Schedule recurring payments, Access statements and documents, View recent account activity

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 👍 Straightforward payment process
- 👍 Convenient payment history
- 👍 Smooth system
- 👍 Easy payment service

**What reviewers complain about**

- 🐛 App crashes or doesn't load
- 🐛 Outdated and clunky interface
- 🐛 Slow performance
- 🐛 Lack of modern features
- 🐛 Unreliable customer service

**Reported bugs**

- Unable to access loan information
- Keyboard not working in app
- Login issues, unable to log in

**Requested features**

- Ability to set up and save multiple accounts
- Push notifications for due dates
- Clearer payment history breakdown
- Partial payment option


## Frequently asked questions

### Is Cenlar Mobile™ free?

Cenlar Mobile™ is free to download, with no in-app purchases.

### Is Shellpoint free?

Shellpoint is free to download, with no in-app purchases.

### Which has better reviews, Cenlar Mobile™ or Shellpoint?

Cenlar Mobile™ and Shellpoint are both rated 4.9 out of 5 on the App Store, from 16K and 17K ratings respectively.

### Do Cenlar Mobile™ or Shellpoint have ads?

Neither Cenlar Mobile™ nor Shellpoint shows ads.

### Which is updated more often, Cenlar Mobile™ or Shellpoint?

Cenlar Mobile™ ships an update every 3 months, and Shellpoint monthly. Most recently, Cenlar Mobile™ was updated on September 24, 2026 and Shellpoint on September 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*