# Cenlar Mobile™ vs PayUp Splits

The clearest difference is update cadence: PayUp Splits at every 6 weeks against Cenlar Mobile™'s every 3 months. Cenlar Mobile™'s advantage is iOS requirement (17.0 vs 26.2). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Cenlar Mobile™ ships an update every 3 months, PayUp Splits every 6 weeks. The most recent releases landed on October 25, 2026 and October 10, 2026 respectively.

## The numbers

| Metric | Cenlar Mobile™ | PayUp Splits |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (18K ratings)](https://appshunter.io/ios/app/cenlar-mobile/id1490450466/reviews)** | — |
| Number of ratings | **18K** | — |
| Positive reviews | 46.4% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 6 weeks** |
| Monetization | Free | — |
| Size | 107 MB | 35 MB |
| Requires iOS | **17.0** | 26.2 |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Cenlar](https://appshunter.io/developer/1490450375) | [Rudra Das](https://appshunter.io/developer/1870087086) |

## What reviewers say

### Cenlar Mobile™

[App page](https://appshunter.io/ios/app/cenlar-mobile/id1490450466)

Manage your home loan conveniently and securely from your mobile device. Make payments, check balances, view statements, and sign up for automatic payments. Utilize calculators to explore interest savings and faster payoff options.

**Highlights:** Make mortgage payments, Check account balance, View statements, Sign up for automatic payments, Mortgage payoff calculators, View escrow details

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly app
- 💡 Helpful calculators and tools
- 🚀 Easy to make payments
- 👍 Convenient and organized
- 👍 Excellent customer service

**What reviewers complain about**

- 🐛 Login and registration issues
- 🐛 Payment scheduling problems
- 🐛 Lack of communication and transparency
- 🐛 Incompatibility with other apps
- 🐛 Outdated and buggy features

**Reported bugs**

- App not working on iPad
- Notifications not functioning properly
- Inability to contact customer service
- Inconsistent app behavior and errors
- Syncing issues with online account

**Requested features**

- Ability to upload photos from mobile device
- Improved navigation and information accessibility
- Better integration with budgeting/money management apps
- Faster payment processing and confirmation
- More frequent escrow analysis updates


### PayUp Splits

[App page](https://appshunter.io/ios/app/payup-splits-split-bills/id6773180437)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Cenlar Mobile™ free?

Cenlar Mobile™ is free to download, with no in-app purchases.

### Is PayUp Splits free?

PayUp Splits is free to download, with no in-app purchases.

### Do Cenlar Mobile™ or PayUp Splits have ads?

Neither Cenlar Mobile™ nor PayUp Splits shows ads.

### Which is updated more often, Cenlar Mobile™ or PayUp Splits?

Cenlar Mobile™ ships an update every 3 months, and PayUp Splits every 6 weeks. Most recently, Cenlar Mobile™ was updated on October 25, 2026 and PayUp Splits on October 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*