# ZYNLO vs Newtek Mobile Banking

The clearest difference is review sentiment: ZYNLO at 51% against Newtek Mobile Banking's 22%. Newtek Mobile Banking's advantage is rating (4.5 vs 4.2). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Newtek Mobile Banking holds the better App Store score, 4.5 against 4.2. Both are backed by a comparable volume of ratings — 150 and 408 respectively. Written reviews complicate that: 51% of ZYNLO's written reviews are positive against 22% of Newtek Mobile Banking's, so the app with the better star average is not the one people write more warmly about.

ZYNLO ships an update every 5 weeks, Newtek Mobile Banking every 6 weeks. Both last shipped on November 3, 2026.

## The numbers

| Metric | ZYNLO | Newtek Mobile Banking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.2 (150 ratings)](https://appshunter.io/ios/app/zynlo/id1490723885/reviews) | **[4.5 (408 ratings)](https://appshunter.io/ios/app/newtek-mobile-banking/id1632279512/reviews)** |
| Number of ratings | 150 | **408** |
| Positive reviews | **51.4% of reviews** | 22.2% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 5 weeks** | Every 6 weeks |
| Monetization | Free | Free |
| Size | 138 MB | 199 MB |
| Requires iOS | 16.0 | **15.5** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [PeoplesBank](https://appshunter.io/developer/341442379) | [Newtek Technology Solutions, Inc](https://appshunter.io/developer/1632279514) |

## What reviewers say

### ZYNLO

[App page](https://appshunter.io/ios/app/zynlo/id1490723885)

This financial app offers high-yield accounts, early payday access, and digital tools to help users save and earn more. It features no monthly fees and rewards for banking, aiming to simplify financial management.

**Highlights:** High-yield checking, savings, and CDs, ZYNG Round-Up rewards, Early Payday access, No monthly account fees, Secure digital banking tools, FDIC Insured

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💰 Great interest rates on savings/money market accounts
- 👍 Easy to use app interface
- 💡 Innovative savings features (round-ups, goals, matching)
- 🚀 Smooth money transfers
- ✅ No monthly fees

**What reviewers complain about**

- ❌ Account closures without explanation
- 😠 Money held or not refunded after account closure
- 🚫 App login issues (frozen, forbidden, no user found)
- 👎 Poor customer service (unresponsive, no callbacks)
- 🐛 App crashes and sluggishness

**Reported bugs**

- App crashes frequently
- App is sluggish at times
- Login screen freezes
- App shows 'Forbidden' error
- No user found error upon login

**Requested features**

- Improve app fluency and streamline interface
- Fix occasional app crashes and sluggishness
- Make app more modern with only essential features
- Add chat support option
- Implement Zelle support


### Newtek Mobile Banking

[App page](https://appshunter.io/ios/app/newtek-mobile-banking/id1632279512)

Manage your business finances on the go with secure fingerprint and face ID login. Track balances, review transactions, transfer funds, and deposit checks using your device's camera.

**Highlights:** Fingerprint and face ID recognition, Account balance tracking, Financial statement review, Inter-account cash transfers, Mobile check deposits, Transaction history review

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly app and website
- ✨ High interest rates
- 🚀 Works great with linked accounts
- 🌟 Minimalist application dream
- 💯 Add free

**What reviewers complain about**

- ⏳ Extremely long transfer times
- 🚫 Deposits refused for being too large
- 😠 Poor customer service
- 🔒 Sketchy terms and consent requirements
- 🗓️ Confusing transfer scheduling interface

**Reported bugs**

- Account not shut down after repeated attempts
- Transfer requests need to be redone due to date issues
- Code not sending to email for verification

**Requested features**

- Allow same-day transfers
- Provide a 'Try Another Way' option for codes
- Allow users to save or email terms and agreements
- Improve transfer speed to be instantaneous
- Simplify transfer scheduling interface


## Frequently asked questions

### Is ZYNLO free?

ZYNLO is free to download, with no in-app purchases.

### Is Newtek Mobile Banking free?

Newtek Mobile Banking is free to download, with no in-app purchases.

### Which has better reviews, ZYNLO or Newtek Mobile Banking?

Newtek Mobile Banking is rated higher. ZYNLO averages 4.2 out of 5 from 150 ratings, while Newtek Mobile Banking averages 4.5 from 408 ratings.

### Do ZYNLO or Newtek Mobile Banking have ads?

Neither ZYNLO nor Newtek Mobile Banking shows ads.

### Which is updated more often, ZYNLO or Newtek Mobile Banking?

ZYNLO ships an update every 5 weeks, and Newtek Mobile Banking every 6 weeks. Most recently, ZYNLO was updated on November 3, 2026 and Newtek Mobile Banking on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*