# ZYNLO vs Hermy

The clearest difference is rating: Hermy at 5.0 against ZYNLO's 4.2. Hermy also leads on update cadence (every 5 days vs every 5 weeks). ZYNLO's advantage is in-app purchases (none vs 2) and ratings volume (150 vs 1). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Hermy sells 2 in-app purchases, starting at $3.99 per month. ZYNLO asks for nothing beyond the download.

Hermy holds the better App Store score, 5.0 against 4.2. That said, the two scores are not equally well evidenced: ZYNLO has 150 ratings behind it against 1, so its average is the more settled of the two.

ZYNLO ships an update every 5 weeks, Hermy every 5 days. The most recent releases landed on November 3, 2026 and October 2, 2026 respectively.

## The numbers

| Metric | ZYNLO | Hermy |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.2 (150 ratings)](https://appshunter.io/ios/app/zynlo/id1490723885/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/hermy/id6799291692/reviews)** |
| Number of ratings | **150** | 1 |
| Positive reviews | 51.4% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Every 5 days** |
| Monetization | **Free** | Freemium |
| Size | 138 MB | 149 MB |
| Requires iOS | 16.0 | 16.0 |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 17+ |
| Developer | [PeoplesBank](https://appshunter.io/developer/341442379) | [Maxwell Herman](https://appshunter.io/developer/6799291694) |

## What reviewers say

### ZYNLO

[App page](https://appshunter.io/ios/app/zynlo/id1490723885)

This financial app offers high-yield accounts, early payday access, and digital tools to help users save and earn more. It features no monthly fees and rewards for banking, aiming to simplify financial management.

**Highlights:** High-yield checking, savings, and CDs, ZYNG Round-Up rewards, Early Payday access, No monthly account fees, Secure digital banking tools, FDIC Insured

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💰 Great interest rates on savings/money market accounts
- 👍 Easy to use app interface
- 💡 Innovative savings features (round-ups, goals, matching)
- 🚀 Smooth money transfers
- ✅ No monthly fees

**What reviewers complain about**

- ❌ Account closures without explanation
- 😠 Money held or not refunded after account closure
- 🚫 App login issues (frozen, forbidden, no user found)
- 👎 Poor customer service (unresponsive, no callbacks)
- 🐛 App crashes and sluggishness

**Reported bugs**

- App crashes frequently
- App is sluggish at times
- Login screen freezes
- App shows 'Forbidden' error
- No user found error upon login

**Requested features**

- Improve app fluency and streamline interface
- Fix occasional app crashes and sluggishness
- Make app more modern with only essential features
- Add chat support option
- Implement Zelle support


### Hermy

[App page](https://appshunter.io/ios/app/hermy/id6799291692)

This finance app helps you manage daily expenses, set financial goals, and plan for the future. It offers intuitive expense logging through voice or receipt photos, clear financial insights, and seamless syncing across devices.

**Highlights:** Intuitive expense tracking, Voice and photo receipt logging, Monthly financial habit monitoring, Transaction logging and organization, Cross-device data syncing, Financial planning tools

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Hermy Pro | $3.99 | per month |
| Hermy Pro Lifetime | $29.99 | one-time |


## Frequently asked questions

### Is ZYNLO free?

ZYNLO is free to download, with no in-app purchases.

### Is Hermy free?

Hermy is free to download, with in-app purchases available.

### Which has better reviews, ZYNLO or Hermy?

Hermy is rated higher. ZYNLO averages 4.2 out of 5 from 150 ratings, while Hermy averages 5.0 from 1 ratings.

### Do ZYNLO or Hermy have ads?

Neither ZYNLO nor Hermy shows ads.

### Which is updated more often, ZYNLO or Hermy?

ZYNLO ships an update every 5 weeks, and Hermy every 5 days. Most recently, ZYNLO was updated on November 3, 2026 and Hermy on October 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*