# כלל ביטוח ופיננסים vs ONE ZERO

The clearest difference is monetization model: כלל ביטוח ופיננסים at free against ONE ZERO's free with in-app purchases. ONE ZERO's advantage is update cadence (every 2 weeks vs every 3 weeks) and review sentiment (10% vs 0%). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 3.0 for כלל ביטוח ופיננסים against 3.0 for ONE ZERO. Both are backed by a comparable volume of ratings — 14 and 61 respectively. Written reviews are what separate them: 0% of כלל ביטוח ופיננסים's written reviews are positive against 10% of ONE ZERO's.

כלל ביטוח ופיננסים ships an update every 3 weeks, ONE ZERO every 2 weeks. The most recent releases landed on July 23, 2026 and September 19, 2026 respectively.

## The numbers

| Metric | כלל ביטוח ופיננסים | ONE ZERO |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.0 (14 ratings)](https://appshunter.io/ios/app/id1490749626/reviews)** | [3.0 (61 ratings)](https://appshunter.io/ios/app/one-zero/id1554109300/reviews) |
| Number of ratings | 14 | **61** |
| Positive reviews | 0.0% of reviews | **10.4% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 2 weeks** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 81 MB | 273 MB |
| Requires iOS | 15.6 | **15.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Clal Insurance](https://appshunter.io/developer/403112275) | [ONE ZERO Digital Bank LTD](https://appshunter.io/developer/1522256484) |

## What reviewers say

### כלל ביטוח ופיננסים

[App page](https://appshunter.io/ios/app/id1490749626)

Manage your insurance and savings digitally with an intuitive interface. Purchase travel insurance, submit claims, track savings, and access support resources. Features include smart driving insights and exclusive club benefits.

**Highlights:** Digital insurance and savings management, Travel insurance purchase and claims, Real-time medical expense reimbursement, Smart driving behavior tracking, Savings performance monitoring, Emotional, financial, and health support center, Exclusive club member benefits

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### ONE ZERO

[App page](https://appshunter.io/ios/app/one-zero/id1554109300)

This digital bank offers accounts with no maintenance fees and unique benefits designed to save users thousands annually. Enjoy high-interest deposits, fee-free foreign currency transactions, and investment opportunities. Manage all your accounts and cards in one place with AI-powered insights and expert support.

**Highlights:** No maintenance fees, High-interest deposits, Fee-free foreign currency transactions, Investment opportunities, Consolidated account management, AI-powered financial insights, 24/7 expert support

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Intuitive and efficient app
- 👍 Bank is good and advanced
- 👍 No unnecessary fees
- 👍 Well-structured package deals

**What reviewers complain about**

- ❌ No English language option
- ❌ Slow and unhelpful support
- ❌ Impossible to transfer money to oneself
- ❌ Annoying promotional notifications
- ❌ Stuck in registration loop

**Reported bugs**

- Stuck in registration loop
- App is often stuck
- App crashes
- Voice verification not working
- Document scanning errors

**Requested features**

- Add English language option
- Improve AI helper
- Add dark mode
- Add iPad version
- Option to provide feedback within the app


## Frequently asked questions

### Is כלל ביטוח ופיננסים free?

כלל ביטוח ופיננסים is free to download, with no in-app purchases.

### Is ONE ZERO free?

ONE ZERO is free to download, with no in-app purchases.

### Which has better reviews, כלל ביטוח ופיננסים or ONE ZERO?

כלל ביטוח ופיננסים is rated higher. כלל ביטוח ופיננסים averages 3.0 out of 5 from 14 ratings, while ONE ZERO averages 3.0 from 61 ratings.

### Do כלל ביטוח ופיננסים or ONE ZERO have ads?

Neither כלל ביטוח ופיננסים nor ONE ZERO shows ads.

### Which is updated more often, כלל ביטוח ופיננסים or ONE ZERO?

כלל ביטוח ופיננסים ships an update every 3 weeks, and ONE ZERO every 2 weeks. Most recently, כלל ביטוח ופיננסים was updated on July 23, 2026 and ONE ZERO on September 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*