# READYSAVE™ vs John Hancock Retirement

READYSAVE™ and John Hancock Retirement both sit at 4.9 stars, but that hides the real split: 35% of READYSAVE™'s written reviews are positive against 15% of John Hancock Retirement's. John Hancock Retirement's advantage is ratings volume (39K vs 12K). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

READYSAVE™ holds the better App Store score, 4.9 against 4.7. Both are backed by a comparable volume of ratings — 12K and 39K respectively. Written reviews point the same way: 35% of READYSAVE™'s written reviews are positive against 15% of John Hancock Retirement's.

READYSAVE™ ships an update every 6 weeks, John Hancock Retirement monthly. Both last shipped on November 12, 2026.

## The numbers

| Metric | READYSAVE™ | John Hancock Retirement |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (12K ratings)](https://appshunter.io/ios/app/readysave/id1490893138/reviews)** | [4.7 (39K ratings)](https://appshunter.io/ios/app/john-hancock-retirement/id1558846059/reviews) |
| Number of ratings | 12K | **39K** |
| Positive reviews | **34.8% of reviews** | 15.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 weeks | **Monthly** |
| Monetization | Free | Free |
| Size | 249 MB | 54 MB |
| Requires iOS | **15.0** | 16.4 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Ascensus](https://appshunter.io/developer/1455711984) | [John Hancock](https://appshunter.io/developer/404571273) |

## What reviewers say

### READYSAVE™

[App page](https://appshunter.io/ios/app/readysave/id1490893138)

Securely manage your retirement savings, track investments, and adjust your savings rate with personalized guidance. Build confidence in your financial future with easy access to account balances and transaction history.

**Highlights:** Secure login (Face ID, Touch ID, passcode), Account balance and transaction history, Projected monthly retirement income, Investment tracking and rate of return, Adjustable savings rate with guidance

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Fast and responsive
- 💡 Continuous improvements based on user feedback
- 🔒 Secure login options

**What reviewers complain about**

- 🐛 Frequent login issues
- 🔍 Lack of detailed performance tracking
- 📊 Limited investment management features
- 🔍 Bare-bones functionality

**Reported bugs**

- Dashboard fails to load consistently
- Recent app updates have broken core functionality
- Compatibility issues with older devices and operating systems

**Requested features**

- Add ability to track annual contribution limits
- Provide more detailed investment performance analytics
- Improve investment management capabilities
- Enhance user interface and navigation


### John Hancock Retirement

[App page](https://appshunter.io/ios/app/john-hancock-retirement/id1558846059)

Manage your retirement plan securely and conveniently on the go. Access account details, make changes, and set financial goals with real-time projections. Utilize educational resources for personal finance and wellness.

**Highlights:** Manage retirement plan account, View account balance and history, Update contribution rates, Set retirement goals, Model saving scenarios, Access financial education

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🔒 Robust security features
- 👍 Easy to use
- 🚀 Quick access to account information

**What reviewers complain about**

- 🐛 Frequent technical issues and app crashes
- 📉 Lack of detailed portfolio information
- 🤔 Confusing and outdated user interface
- 🔍 Difficulty accessing transaction history

**Reported bugs**

- Login issues and inability to reset password
- Inconsistent app behavior across devices
- Failure to save beneficiary information

**Requested features**

- Improved performance and reliability
- More detailed portfolio analytics and reporting
- Modernized and intuitive user interface
- Better access to transaction history and contribution details


## Frequently asked questions

### Is READYSAVE™ free?

READYSAVE™ is free to download, with no in-app purchases.

### Is John Hancock Retirement free?

John Hancock Retirement is free to download, with no in-app purchases.

### Which has better reviews, READYSAVE™ or John Hancock Retirement?

READYSAVE™ is rated higher. READYSAVE™ averages 4.9 out of 5 from 12K ratings, while John Hancock Retirement averages 4.7 from 39K ratings.

### Do READYSAVE™ or John Hancock Retirement have ads?

Neither READYSAVE™ nor John Hancock Retirement shows ads.

### Which is updated more often, READYSAVE™ or John Hancock Retirement?

READYSAVE™ ships an update every 6 weeks, and John Hancock Retirement monthly. Most recently, READYSAVE™ was updated on November 12, 2026 and John Hancock Retirement on November 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*