# MyBluebonnet vs FredLoya

MyBluebonnet and FredLoya both sit at 3.3 stars, but that hides the real split: 50% of FredLoya's written reviews are positive against 21% of MyBluebonnet's. FredLoya also leads on iOS requirement (15.1 vs 17.0). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 3.3 for MyBluebonnet against 3.2 for FredLoya. Both are backed by a comparable volume of ratings — 36 and 15 respectively. Written reviews are what separate them: 21% of MyBluebonnet's written reviews are positive against 50% of FredLoya's.

MyBluebonnet ships an update every 2 months, FredLoya every 3 months. The most recent releases landed on November 3, 2026 and November 4, 2026 respectively.

## The numbers

| Metric | MyBluebonnet | FredLoya |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.3 (36 ratings)](https://appshunter.io/ios/app/mybluebonnet/id1491032222/reviews)** | [3.2 (15 ratings)](https://appshunter.io/ios/app/fredloya/id6538716918/reviews) |
| Number of ratings | **36** | 15 |
| Positive reviews | 21.4% of reviews | **50.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 3 months |
| Monetization | Free | Free |
| Size | 29 MB | 33 MB |
| Requires iOS | 17.0 | **15.1** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 17+ | 17+ |
| Developer | [Bluebonnet Electric Cooperative](https://appshunter.io/developer/552337468) | [Evolve 7 Digital Media, LLC](https://appshunter.io/developer/1757051173) |

## What reviewers say

### MyBluebonnet

[App page](https://appshunter.io/ios/app/mybluebonnet/id1491032222)

Manage your electricity account with this app. View your balance, pay your bill securely, and track your energy usage. Report outages and receive important alerts.

**Highlights:** Account balance and due date viewing, Secure bill payment, Automatic payment management, Paperless billing options, Energy usage tracking, Outage reporting and map, Contact information updates

**In-app purchases:** none


### FredLoya

[App page](https://appshunter.io/ios/app/fredloya/id6538716918)

Easily manage all your insurance needs from anywhere with this application. It offers tools to handle your insurance quickly and efficiently, whether you are at home or on the move.

**Highlights:** Manage insurance needs, Handle insurance quickly, Efficient insurance management, Access tools on the go, Home and mobile access

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is MyBluebonnet free?

MyBluebonnet is free to download, with no in-app purchases.

### Is FredLoya free?

FredLoya is free to download, with no in-app purchases.

### Which has better reviews, MyBluebonnet or FredLoya?

MyBluebonnet is rated higher. MyBluebonnet averages 3.3 out of 5 from 36 ratings, while FredLoya averages 3.2 from 15 ratings.

### Do MyBluebonnet or FredLoya have ads?

Neither MyBluebonnet nor FredLoya shows ads.

### Which is updated more often, MyBluebonnet or FredLoya?

MyBluebonnet ships an update every 2 months, and FredLoya every 3 months. Most recently, MyBluebonnet was updated on November 3, 2026 and FredLoya on November 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*