# EDB Home Finance vs Pemo

The clearest difference is rating: Pemo at 3.8 against EDB Home Finance's 1.0. Pemo also leads on update cadence (weekly vs every 4 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Pemo holds the better App Store score, 3.8 against 1.0. Both are backed by a comparable volume of ratings — 4 and 6 respectively.

EDB Home Finance ships an update every 4 months, Pemo weekly. The most recent releases landed on November 3, 2026 and November 12, 2026 respectively.

## The numbers

| Metric | EDB Home Finance | Pemo |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.0 (4 ratings)](https://appshunter.io/ios/app/edb-home-finance/id1491033098/reviews) | **[3.8 (6 ratings)](https://appshunter.io/ios/app/pemo/id1620870062/reviews)** |
| Number of ratings | 4 | **6** |
| Positive reviews | — | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Weekly** |
| Monetization | Free | Free |
| Size | 11 MB | 187 MB |
| Requires iOS | **16.0** | 16.6 |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [EDB](https://appshunter.io/developer/1234244132) | [Payables Technology LTD](https://appshunter.io/developer/1620870064) |

## What reviewers say

### EDB Home Finance

[App page](https://appshunter.io/ios/app/edb-home-finance/id1491033098)

This app helps UAE citizens and families achieve home ownership through various financial services. It facilitates applications, maintenance, and provides essential financial documents for a secure and luxurious lifestyle.

**Highlights:** Home finance applications, Finance maintenance (rescheduling, principal changes), Installment deferment, Liability certificates, Loan statement downloads, Direct debit schedule downloads

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Pemo

[App page](https://appshunter.io/ios/app/pemo/id1620870062)

This platform consolidates all company invoices, expenses, approvals, and spending decisions into a single, powerful system. It offers smart corporate cards, invoice payment, and expense tracking with automated approvals and accounting integration.

**Highlights:** Invoice management, Expense tracking, Smart corporate cards, Automated approval flows, Direct accounting integration, Real-time reporting

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is EDB Home Finance free?

EDB Home Finance is free to download, with no in-app purchases.

### Is Pemo free?

Pemo is free to download, with no in-app purchases.

### Which has better reviews, EDB Home Finance or Pemo?

Pemo is rated higher. EDB Home Finance averages 1.0 out of 5 from 4 ratings, while Pemo averages 3.8 from 6 ratings.

### Do EDB Home Finance or Pemo have ads?

Neither EDB Home Finance nor Pemo shows ads.

### Which is updated more often, EDB Home Finance or Pemo?

EDB Home Finance ships an update every 4 months, and Pemo weekly. Most recently, EDB Home Finance was updated on November 3, 2026 and Pemo on November 12, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*