# Malaa | ملاءة vs D360 Bank

The clearest difference is ads: Malaa | ملاءة at none against D360 Bank's shown. Malaa | ملاءة also leads on review sentiment (62% vs 35%) and monetization model (free vs ad-supported). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.6 for Malaa | ملاءة against 4.5 for D360 Bank. Both are backed by a comparable volume of ratings — 368 and 802 respectively. Written reviews are what separate them: 62% of Malaa | ملاءة's written reviews are positive against 35% of D360 Bank's.

Malaa | ملاءة ships an update every 10 days, D360 Bank every 9 days. The most recent releases landed on October 29, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Malaa | ملاءة | D360 Bank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (368 ratings)](https://appshunter.io/ios/app/malaa/id1491121903/reviews)** | [4.5 (802 ratings)](https://appshunter.io/ios/app/d360-bank/id1667558506/reviews) |
| Number of ratings | 368 | **802** |
| Positive reviews | **61.8% of reviews** | 35.3% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 10 days | **Every 9 days** |
| Monetization | **Free** | Ad-supported |
| Size | 125 MB | 237 MB |
| Requires iOS | 16.4 | **15.0** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Mala'a For Information Technology Company](https://appshunter.io/developer/1491121902) | [D360 Bank](https://appshunter.io/developer/1667558536) |

## What reviewers say

### Malaa | ملاءة

[App page](https://appshunter.io/ios/app/malaa/id1491121903)

This financial app helps you track spending, save money, and grow your wealth through investments. It securely links your bank accounts, categorizes transactions, and offers personalized investment portfolios managed by experts. It is regulated and Shariah compliant, with low management fees.

**Highlights:** Track all bank accounts in one place, Automatic transaction categorization, Budget creation and tracking, Personalized investment portfolios, Shariah compliant investments, Automatic Zakat calculation and payment, Low annual management fee

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Excellent app for tracking spending
- 👍 Great for saving and investment
- 👍 User-friendly interface
- 👍 Good customer service
- 👍 Low administrative fees

**What reviewers complain about**

- 👎 Low profits/returns mentioned by some users
- 👎 High minimum deposit requirement
- 👎 Investment losses reported by some users
- 👎 Lack of US investment funds for long-term goals
- 👎 Unclear and strange withdrawal fees

**Reported bugs**

- App not working after last update, unable to access funds
- Unable to link bank accounts (Alinma and others)
- Support page not opening
- Spend analysis screen fails to load
- Visa card not readable

**Requested features**

- Add US investment funds for long-term investment
- Add Widget for portfolio tracking
- Make seller name optional
- Allow customization of the home page (e.g., add budgets, remove recent expenses)
- Support STC Pay for faster transactions


### D360 Bank

[App page](https://appshunter.io/ios/app/d360-bank/id1667558506)

This digital bank offers Sharia-compliant financial services with a focus on customer empowerment and affordability. Open an account quickly, enjoy fast transactions, and benefit from competitive pricing with no hidden fees. Experience secure and convenient banking from anywhere, anytime.

**Highlights:** Seamless onboarding, Fast transactions and transfers, Competitive pricing, No foreign currency fees, Transparent fee structure, Personalized customer support, Top-tier security technology

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast international transfers with competitive exchange rates
- 💰 No fees for domestic and international transfers
- 👍 Simple and intuitive user interface design
- 🌍 Excellent service for travelers and expatriates
- 💳 Easy account setup process (when approved)

**What reviewers complain about**

- 😤 Extremely long account opening delays (months of waiting)
- 🔒 Frequent account freezing without clear explanation
- 📞 Poor customer service responsiveness and unhelpful support
- ⏱️ Slow issue resolution and unresolved support tickets
- 💸 Inconsistent transfer limits and unfair restrictions

**Reported bugs**

- App crashes and frequent freezing
- Slow app loading and performance issues
- Location permission requirement blocking app access
- Login failures and SMS code input issues
- Apple Wallet integration not working

**Requested features**

- Physical bank branches or better in-person support
- Account number visibility in app
- Account deletion option within the app
- Support for American Express cards
- Improved daily withdrawal limits


## Frequently asked questions

### Is Malaa | ملاءة free?

Malaa | ملاءة is free to download, with no in-app purchases.

### Is D360 Bank free?

D360 Bank is free to download, with no in-app purchases.

### Which has better reviews, Malaa | ملاءة or D360 Bank?

Malaa | ملاءة is rated higher. Malaa | ملاءة averages 4.6 out of 5 from 368 ratings, while D360 Bank averages 4.5 from 802 ratings.

### Do Malaa | ملاءة or D360 Bank have ads?

D360 Bank shows ads; Malaa | ملاءة does not.

### Which is updated more often, Malaa | ملاءة or D360 Bank?

Malaa | ملاءة ships an update every 10 days, and D360 Bank every 9 days. Most recently, Malaa | ملاءة was updated on October 29, 2026 and D360 Bank on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*