# Malaa | ملاءة vs جيل باي | Jeel Pay

The clearest difference is rating: Malaa | ملاءة at 4.6 against جيل باي | Jeel Pay's 3.3. Malaa | ملاءة also leads on review sentiment (62% vs 29%) and ratings volume (373 vs 33). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Malaa | ملاءة holds the better App Store score, 4.6 against 3.3. That said, the two scores are not equally well evidenced: Malaa | ملاءة has 373 ratings behind it against 33, so its average is the more settled of the two. Written reviews point the same way: 62% of Malaa | ملاءة's written reviews are positive against 29% of جيل باي | Jeel Pay's.

Malaa | ملاءة ships an update every 10 days, جيل باي | Jeel Pay weekly. The most recent releases landed on November 11, 2026 and November 12, 2026 respectively.

## The numbers

| Metric | Malaa | ملاءة | جيل باي | Jeel Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (373 ratings)](https://appshunter.io/ios/app/malaa/id1491121903/reviews)** | [3.3 (33 ratings)](https://appshunter.io/ios/app/jeel-pay/id6450177974/reviews) |
| Number of ratings | **373** | 33 |
| Positive reviews | **61.8% of reviews** | 28.6% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 10 days | **Weekly** |
| Monetization | Free | Free |
| Size | 125 MB | 141 MB |
| Requires iOS | 16.4 | **15.0** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Mala'a For Information Technology Company](https://appshunter.io/developer/1491121902) | [DIGITAL GENERATION COMPANY FOR INFORMATION TECHNOLOGY](https://appshunter.io/developer/1692160656) |

## What reviewers say

### Malaa | ملاءة

[App page](https://appshunter.io/ios/app/malaa/id1491121903)

This financial app helps you track spending, save money, and grow your wealth through investments. It securely links your bank accounts, categorizes transactions, and offers personalized investment portfolios managed by experts. It is regulated and Shariah compliant, with low management fees.

**Highlights:** Track all bank accounts in one place, Automatic transaction categorization, Budget creation and tracking, Personalized investment portfolios, Shariah compliant investments, Automatic Zakat calculation and payment, Low annual management fee

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Excellent app for tracking spending
- 👍 Great for saving and investment
- 👍 User-friendly interface
- 👍 Good customer service
- 👍 Low administrative fees

**What reviewers complain about**

- 👎 Low profits/returns mentioned by some users
- 👎 High minimum deposit requirement
- 👎 Investment losses reported by some users
- 👎 Lack of US investment funds for long-term goals
- 👎 Unclear and strange withdrawal fees

**Reported bugs**

- App not working after last update, unable to access funds
- Unable to link bank accounts (Alinma and others)
- Support page not opening
- Spend analysis screen fails to load
- Visa card not readable

**Requested features**

- Add US investment funds for long-term investment
- Add Widget for portfolio tracking
- Make seller name optional
- Allow customization of the home page (e.g., add budgets, remove recent expenses)
- Support STC Pay for faster transactions


### جيل باي | Jeel Pay

[App page](https://appshunter.io/ios/app/jeel-pay/id6450177974)

Easily divide tuition fees into interest-free installments over 12 months or less. Enjoy a simple, straightforward, and convenient payment process without late fees.

**Highlights:** Divide tuition fees, Interest-free installments, No late fees, Simple payment process, Electronic payment

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Malaa | ملاءة free?

Malaa | ملاءة is free to download, with no in-app purchases.

### Is جيل باي | Jeel Pay free?

جيل باي | Jeel Pay is free to download, with no in-app purchases.

### Which has better reviews, Malaa | ملاءة or جيل باي | Jeel Pay?

Malaa | ملاءة is rated higher. Malaa | ملاءة averages 4.6 out of 5 from 373 ratings, while جيل باي | Jeel Pay averages 3.3 from 33 ratings.

### Do Malaa | ملاءة or جيل باي | Jeel Pay have ads?

Neither Malaa | ملاءة nor جيل باي | Jeel Pay shows ads.

### Which is updated more often, Malaa | ملاءة or جيل باي | Jeel Pay?

Malaa | ملاءة ships an update every 10 days, and جيل باي | Jeel Pay weekly. Most recently, Malaa | ملاءة was updated on November 11, 2026 and جيل باي | Jeel Pay on November 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*